Can Beijing Oriental Harmonious Plastic Surgery Hospital reimburse medical insurance?
Beijing Oriental Harmony Plastic Surgery Hospital is a well-known plastic surgery hospital located in Beijing, which has advanced equipment and professional medical team to provide high-quality plastic surgery services for patients. However, many patients often pay attention to one question when choosing hospitals: can Beijing Oriental Harmonious Plastic Surgery Hospital reimburse medical insurance? This problem is described in detail from several aspects below.
1. Policies and regulations
According to the Social Insurance Law of China and the actual situation in various places, the medical insurance reimbursement policy will be stipulated according to specific medical items, hospitals, etc. For plastic and cosmetic surgery, the medical insurance policy usually only covers restorative plastic surgery, such as facial burn repair, genetic facial deformity repair, etc., and does not include pure cosmetic surgery. Therefore, the beauty project of Beijing Oriental Harmonious Plastic Surgery Hospital does not meet the requirements of the medical insurance reimbursement policy.
In addition, even the restorative plastic surgery within the scope of medical insurance reimbursement needs to meet certain conditions, such as the relevant certificates and medical records provided by doctors. Therefore, when choosing a plastic surgery hospital, patients need to understand the relevant policies and regulations in the information consultation to avoid unnecessary trouble in the follow-up.
2. Hospital official answer
According to the official reply of Beijing Oriental Harmonious Plastic Surgery Hospital, they have clear regulations on the policy of medical insurance reimbursement. They said that the beauty projects of Beijing Oriental Harmony Plastic Surgery Hospital could not be reimbursed through medical insurance for the time being, because most of the beauty operations were regarded as non-medical projects. However, the hospital also emphasized that their surgical expenses were relatively low, and they provided multiple payment methods such as installment payment to facilitate the economic pressure of patients.
Nevertheless, patients still need to consult the hospital's specific policies and expenses in advance before choosing surgery to make a wise decision.
3. Consideration of self funded surgery
For patients who want to perform cosmetic surgery in Beijing Oriental Harmony Plastic Hospital, if the cost of surgery cannot be reimbursed through medical insurance, they need to consider whether self funded surgery is appropriate. The self funded surgery requires the patient to bear all the costs, so when considering whether the surgery is necessary, the patient needs to comprehensively consider their own economic situation, surgical effect, surgical risk and other factors.
In addition, patients can also consult the hospital whether to provide medical installment payment and other ways to reduce economic pressure.
4. Difference between medical insurance and commercial insurance
Finally, it should be noted that there is a difference between medical insurance reimbursement and commercial insurance. Although the beauty project of Beijing Oriental Harmonious Plastic Hospital cannot be reimbursed through medical insurance, there may be projects covering plastic surgery within the scope of some commercial insurance. Therefore, patients with needs can consult commercial insurance companies to see whether they can obtain insurance claims.
In general, the beauty project of Beijing Oriental Harmonious Plastic Surgery Hospital cannot be reimbursed through medical insurance at present. When choosing the hospital for plastic surgery, patients need to first understand the relevant policies and regulations, and make decisions based on their own conditions. In addition, when paying for surgery, patients can also consider commercial insurance and other ways to reduce economic pressure.
