Can Wuhou Meiswan Medical Beauty Clinic reimburse medical insurance?
Wuhou Meiswan Medical Beauty Clinic is a well-known beauty clinic in Chengdu, providing various medical beauty services. Many people are concerned about one question when conducting beauty treatment: can the Beauty Swan Medical Beauty Clinic reimburse medical insurance? Next, it elaborates from four aspects: medical insurance policy, hospital level, medical insurance items and expense standards.
Medical insurance policy
According to national regulations, the medical insurance policy clearly stipulates the scope of reimbursement. Unfortunately, beauty treatment is usually not covered by medical insurance. The medical insurance policy generally only covers the treatment of diseases and the protection of basic medical needs. For beauty projects, medical insurance is not reimbursed. Therefore, it is impossible to reimburse the expenses of Meiswan Medical Beauty Clinic through medical insurance.
However, in some cases, if the beauty project is used to restore the appearance damage or repair caused by medical behavior, you may enjoy medical insurance reimbursement. For example, facial reconstruction surgery or breast repair surgery may be included in the medical insurance reimbursement scope under special circumstances. However, in this case, medical insurance review is required to determine whether reimbursement conditions are met.
Hospital grade
As a professional medical beauty organization, Wuhou Meiswan Medical Beauty Clinic's hospital level is an important factor for reimbursement of medical insurance. According to the regulations of the National Health Commission, only hospitals at or above the second level can cooperate with medical insurance institutions to enable patients to reimburse medical expenses through medical insurance.
As a professional beauty organization, the Beauty Swan Medical Beauty Clinic is usually below the level of a secondary hospital. Therefore, from the perspective of hospital level, the beauty clinic of Meiswan cannot cooperate with medical insurance institutions, and therefore cannot reimburse expenses through medical insurance.
Medical insurance items
The reimbursement scope of medical insurance usually includes basic medical treatment, outpatient medical treatment, inpatient medical treatment and other items. However, most beauty items are not within the basic medical scope of medical insurance. Beauty items usually include cosmetic surgery, micro plastic surgery, injection beauty, etc., which are non essential medical services. Therefore, these beauty items are not eligible for medical insurance reimbursement.
Although some medical beauty items may have a certain therapeutic effect, medical insurance reimbursement is mainly based on disease treatment. After all, the goal of medical insurance is to protect patients' health and provide basic medical services, rather than providing reimbursement for beauty needs. Therefore, the items of Meiswan Medical Beauty Clinic can't be reimbursed through medical insurance.
Expense standard
Medical insurance reimbursement also needs to meet certain expense standards. The medical insurance institution has stipulated the scope and standard of reimbursement of various medical expenses, and the reimbursement shall be carried out according to these standards. However, for beauty items, medical insurance is not reimbursed.
The cost of beauty items is usually borne by the patients themselves and is not included in the reimbursement of medical insurance expenses. Therefore, whether it is the Beauty Swan Medical Beauty Clinic or other beauty institutions, the cost of beauty projects must be paid by the patients themselves and cannot be reimbursed through medical insurance.
Summary
To sum up, the expenses of Meiswan Medical Beauty Clinic cannot be reimbursed through medical insurance. The medical insurance policy usually does not apply for reimbursement of beauty items, and only under special circumstances can you enjoy medical insurance reimbursement. In addition, as a professional beauty agency, the Beauty Swan Medical Beauty Clinic has a low level of hospital and is unable to cooperate with medical insurance institutions. At the same time, beauty items are usually not within the scope of medical insurance items, and do not meet the medical insurance cost standards. Therefore, no matter from any aspect, the expenses of Meiswan Medical Beauty Clinic cannot be reimbursed through medical insurance.
