Can Foshan Shunyimei Medical Beauty Clinic reimburse medical insurance?
Foshan Shunyimei Medical Beauty Clinic is a well-known medical beauty organization in Foshan. When considering cosmetic and plastic surgery, many people inevitably worry about whether they can use medical insurance for reimbursement. The following will introduce in detail whether the medical insurance can be reimbursed by the beauty clinic of Shunyimei Medical from the aspects of insurance reimbursement scope, the nature of medical beauty surgery, medical insurance policies and specific reimbursement operations.
Insurance reimbursement scope
First of all, we need to clarify the insurance reimbursement scope of medical insurance. According to the national medical insurance policy, medical insurance is mainly to solve the problem of reimbursement of medical expenses necessary in daily life such as serious diseases and chronic diseases. However, the reimbursement scope of medical insurance for cosmetic and plastic surgery is relatively limited, and generally can only cover items that are medically necessary in plastic surgery, such as disease repair, congenital defect correction, etc. For purely cosmetic items, medical insurance will not be reimbursed.
Foshan Shunyimei Medical Beauty Clinic mainly provides various cosmetic surgery, including nose augmentation, breast augmentation, liposuction and weight loss. Most of these items are designed to improve appearance, personal image and self-confidence, and are not covered by medical insurance.
Nature of medical cosmetic surgery
Secondly, we need to understand the nature of medical cosmetic surgery. Medical cosmetic surgery is an active choice and unnecessary surgery. Compared with the surgery for treating diseases, medical cosmetic surgery is not necessary in medicine. Therefore, the cost of this operation is generally borne by the patient.
Although the doctors of Foshan Shunyimei Medical Beauty Clinic have rich experience and qualified skills, in nature, medical beauty surgery is a kind of medical treatment behavior outside the scope of medical insurance, so it can not be expected to reimburse related expenses through medical insurance.
Medical insurance policy
Thirdly, we need to pay attention to the specific policies of medical insurance. According to the medical insurance policy of Foshan City, medical insurance is mainly to ensure the basic medical needs of the people, and there is no reimbursement for luxurious and unnecessary medical services. Therefore, it is not in line with the medical insurance policy for institutions such as Shunyimei Medical Beauty Clinic that carry out medical beauty surgery.
Although Foshan City has introduced some pilot policies for a period of time in the past, allowing some designated hospitals with medical insurance to provide beauty and plastic surgery services, and some expenses can be reimbursed through medical insurance. However, Foshan Shunyimei Medical Beauty Clinic is not included in this policy, so the expenses cannot be reimbursed through medical insurance.
Specific reimbursement operations
Finally, we need to understand the specific reimbursement operations. Even if some cosmetic and plastic surgery items comply with the medical insurance policy, relevant materials and procedures need to be provided to apply for reimbursement. These procedures include formal medical certificates, medical records, expense lists, etc. issued by doctors. However, Foshan Shunyimei Medical Beauty Clinic did not sign a contract with the medical insurance institution, and the services it provided were not covered by medical insurance, so it was unable to make medical insurance reimbursement.
To sum up, Foshan Shunyimei Medical Beauty Clinic cannot reimburse medical insurance. The insurance reimbursement scope of the medical insurance is limited, and the medical cosmetic surgery is an unnecessary medical behavior, which does not meet the policy requirements of the medical insurance. Therefore, when considering cosmetic and plastic surgery, consumers need to make economic preparations in advance and bear the costs themselves.
