Can Guangzhou Huayi Plastic&Cosmetic Reimburse Medical Insurance?

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Reimbursement of Beijing medical insurance for Guangzhou Huayi Plastic and Cosmetic Surgery

Guangzhou Huayi Plastic and Cosmetic Hospital is a well-known plastic and aesthetic hospital located in Guangzhou, which provides various plastic and aesthetic services for customers. When considering plastic surgery, many people are concerned about whether they can be reimbursed through medical insurance. In this article, we will elaborate on the medical insurance reimbursement of Guangzhou Huayi Plastic and Cosmetic.

Medical insurance reimbursement scope

Medical insurance reimbursement means that medical expenses are directly settled through medical insurance institutions and partially or completely paid by medical insurance funds. However, there are certain restrictions on whether plastic surgery can be included in the scope of medical insurance reimbursement. According to the regulations of the National Health Commission, the scope of medical insurance reimbursement mainly includes the provisions on disease diagnosis and treatment, rehabilitation treatment, family planning surgery, and various operations. Since plastic surgery belongs to the scope of non disease diagnosis and treatment, it is generally not reimbursed by medical insurance.

However, there are some differences in medical insurance reimbursement policies in different regions, and some places may include some plastic surgery into the medical insurance reimbursement scope. Therefore, the specific policy of Guangzhou City, where Guangzhou Huayi is located, shall prevail.

Guangzhou Medical Insurance Policy

According to the regulations of Guangzhou Medical Insurance Bureau, there is no reimbursement item specifically related to plastic surgery in Guangzhou medical insurance catalogue. Therefore, in Guangzhou, plastic surgery is generally not reimbursed by medical insurance. However, if the patient needs to perform simultaneous surgery due to disease in plastic surgery and the surgery exists in the medical insurance catalog, the related expenses can be reimbursed through medical insurance.

For example, if a patient needs facial plastic surgery, but there is also a medical need for double eyelid (such as ptosis), then the patient can reimburse the cost of double eyelid surgery through medical insurance, but the cost of facial plastic surgery is still not covered by medical insurance.

Self funded medical insurance

Although plastic surgery cannot be reimbursed through medical insurance, you can choose to purchase self funded medical insurance. Self funded medical insurance refers to the medical insurance purchased by individuals, which can be used to pay part or all of the costs of plastic surgery. In Guangzhou, some insurance companies have launched special plastic and cosmetic insurance, which can be purchased by consumers to reduce the burden of surgery costs.

Generally speaking, plastic surgery of Guangzhou Huayi cannot be reimbursed through medical insurance. However, under special circumstances, if the operation needs to involve medical insurance reimbursement items at the same time, patients can try to claim part of the expenses through medical insurance. In addition, you can consider purchasing self funded medical insurance to ease the economic pressure of plastic surgery. I hope that through the introduction of this article, I can have a clear understanding of the medical insurance reimbursement of Guangzhou Huayi Plastic and Cosmetic.