Can Guangzhou Naisi Medical Beauty Clinic reimburse medical insurance?
Guangzhou Naisi Medical Beauty Clinic is a well-known medical beauty agency in Guangzhou, which provides a series of professional plastic surgery services. However, a problem that many people are concerned about is: can the services of Guangzhou Naisi Medical Beauty Clinic be reimbursed for medical insurance? We will elaborate on this issue in the following aspects.
Relationship between medical insurance policy and beauty clinic
The reimbursement items in the medical insurance policy mainly focus on traditional medical services, such as internal medicine, surgery, obstetrics and gynecology, while the reimbursement scope of the medical insurance for beauty clinics is relatively narrow. Generally speaking, the medical insurance will only reimburse some necessary plastic operations, such as burn repair, congenital malformation repair, etc. The services provided by Guangzhou Naisi Medical Beauty Clinic mainly include such non necessary plastic and aesthetic items as nose augmentation, breast augmentation, liposuction, and injection beauty.
However, not all plastic surgery can be reimbursed. According to the medical insurance policy, if a plastic surgery is to correct or improve physiological dysfunction, such as functional ptosis, congenital malformation, etc., it may be included in the reimbursement scope.
Therefore, the services provided by Guangzhou Naisi Medical Beauty Clinic are not in line with the reimbursement scope of the medical insurance policy, and most plastic and cosmetic items cannot be reimbursed.
Self funded items and medical insurance reimbursement
Although the medical insurance does not reimburse the services provided by Guangzhou Naisi Medical Beauty Clinic, there are still some self funded items to choose from. The self funded project refers to that the patients bear all the costs themselves, which has nothing to do with medical insurance.
Some self funded projects provided by Guangzhou Naisi Medical Beauty Clinic include non-surgical beauty and anti-aging treatment. These items are relatively inexpensive and suitable for patients who want to improve their appearance but do not want to spend too much. Although it cannot be reimbursed through medical insurance, the price of self funded items is more affordable than that of traditional plastic surgery.
Other reimbursement channels
If the patient chooses to perform plastic surgery in Guangzhou Naisi Medical Beauty Clinic, but hopes to get some reimbursement, other reimbursement channels can be considered. For example, the health insurance provided by some commercial medical insurance companies may include the reimbursement of plastic and cosmetic items.
When selecting medical insurance, you should pay attention to the specific terms in the insurance contract to understand the insurance company's reimbursement scope and limits for plastic surgery. At the same time, it is also necessary to pay attention to the price and coverage of insurance and choose an insurance plan suitable for yourself.
summary
In most cases, the services provided by Guangzhou Naisi Medical Beauty Clinic cannot be reimbursed through medical insurance. The medical insurance policy is mainly focused on traditional medical services, and unnecessary plastic and cosmetic items are rarely included in the scope of reimbursement. However, for those patients who want to improve their appearance, there are still some self funded projects to choose from. In addition, by purchasing commercial medical insurance, you can also get a certain amount of plastic surgery reimbursement. When choosing medical insurance, you should carefully understand the terms of the insurance contract and choose an insurance plan that suits you.
