Can Guiyang Meibel Medical Beauty Hospital reimburse medical insurance?
Guiyang Meibel Medical Beauty Hospital is a well-known beauty hospital in Guiyang, which provides various cosmetic surgery and non-surgical beauty projects. Many people will consider whether medical insurance reimbursement can be used when choosing a beauty hospital. Next, we will elaborate on whether Guiyang Maybell Medical Beauty Hospital can reimburse medical insurance from four aspects: medical insurance policy, service items, expense reimbursement and reimbursement process.
1、 Medical insurance policy
Cosmetic plastic surgery is generally considered as a "self funded project" and is not covered by medical insurance. However, according to the policy issued by Guiyang Medical Insurance Bureau, cosmetic surgery in some special cases can be included in the medical insurance reimbursement scope.
Special cases include:
1. Plastic surgery for congenital malformation or post-traumatic disability
2. Plastic surgery required during the treatment of major diseases
3. Plastic surgery caused by residual disease after disease treatment
If the operation items of Guiyang Meibel Medical Beauty Hospital meet the above conditions, they can enjoy medical insurance reimbursement to a certain extent. However, it is necessary to consult the hospital in advance and submit relevant materials according to the requirements of the Medical Insurance Bureau.
2、 Service items
Guiyang Meibel Medical Beauty Hospital provides a variety of beauty projects, including facial plastic surgery, body sculpture, hair removal, skin repair, etc. The medical insurance usually can only reimburse some necessary medical items, so the unnecessary beauty items cannot be reimbursed generally.
If the project of Guiyang Meibel Medical Beauty Hospital is recognized as a medical project by the medical insurance, and the patient meets the conditions, that part of the expenses can be reimbursed through the medical insurance. However, it still needs to be judged according to the specific conditions of patients and medical insurance policies.
3、 Expense reimbursement
If the project of Guiyang Maybell Medical Beauty Hospital meets the medical insurance policy and is recognized by the medical insurance, part of the expenses can be reimbursed through the medical insurance. According to the regulations of Guiyang Medical Insurance Bureau, medical insurance reimbursement shall be settled according to the price of medical insurance designated medical institutions, and the reimbursement proportion is 60%. The patient needs to pay the remaining fees by themselves.
It should be noted that the medical insurance reimbursement is only for the medical project related expenses, and the unnecessary expenses in the beauty project, such as the luxury package expenses of the beauty project, cannot be reimbursed.
4、 Reimbursement process
If the patient wants to include the surgery project of Guiyang Meibel Medical Beauty Hospital into the medical insurance reimbursement scope, the following process should be followed:
1. Go to the hospital for consultation to find out whether it meets the requirements of the medical insurance policy.
2. If it meets the requirements of the medical insurance policy, consult the hospital and submit relevant materials.
3. The hospital submits the materials to the medical insurance bureau for approval.
4. After approval, the patient shall pay at his own expense before surgery.
5. After the operation, the patient submits invoices and other relevant materials to the medical insurance bureau for reimbursement.
The whole reimbursement process takes a long time, and patients need to wait patiently.
summary
Under certain conditions, Guiyang Meibel Medical Beauty Hospital can reimburse part of the costs of cosmetic surgery through medical insurance. However, whether reimbursement can be made depends on the condition of each patient and medical insurance policy. In addition, medical insurance reimbursement is limited to necessary medical project expenses, and unnecessary beauty project expenses cannot be reimbursed. If there are patients who need reimbursement, it is recommended to consult the hospital in advance and carefully read and comply with the regulations of the Medical Insurance Bureau.
