Can Kunming Eye Beauty Clinic reimburse medical insurance?

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Can Kunming Eye Beauty Clinic reimburse medical insurance?

1、 Interpretation of medical insurance policy

In Kunming, the medical insurance policy covers a wide range, and the items that can be reimbursed include basic medical services, hospitalization expenses, outpatient expenses, etc. However, eye beauty is a non medical necessary beauty project, and whether medical insurance can be reimbursed or not needs to be judged according to relevant policies.

According to the regulations of Kunming Medical Insurance Bureau, the items of medical insurance reimbursement must meet the following requirements:

1. The disease diagnosis must be accurate, and the corresponding treatment is really needed;

2. The treatment method must be reasonable and effective, and its efficacy has been generally recognized by the medical community;

3. The treatment expenses must be within the reimbursement scope specified by the medical insurance.

2、 Whether the eye beauty medical beauty project meets the medical insurance requirements

Eye beauty medical beauty projects mainly include eye plastic surgery, eye bags removal, eye wrinkles removal, etc. Its purpose is to improve the appearance of the eyes and enhance the overall aesthetic feeling. However, these projects are not out of medical necessity, but more out of aesthetic needs.

According to the medical insurance policy, the project must meet the need for treatment, that is, the treatment is to treat a disease or defect, not just for beauty purposes. Therefore, eye beauty medical beauty projects generally do not meet the medical insurance requirements and cannot be reimbursed for medical insurance.

However, it is worth noting that if there is a serious disease or defect in the eye and relevant treatment is required, this part of the treatment costs may meet the reimbursement requirements and can be applied to the medical insurance reimbursement policy.

3、 Another solution for medical insurance reimbursement in Kunming

Although Kunming medical insurance does not provide reimbursement for eye beauty medical beauty projects, there are still some institutions in the market that provide reimbursement in other ways. For example, some commercial insurance companies can provide insurance reimbursement for related eye beauty medical beauty projects, and patients can purchase corresponding insurance to realize expense reimbursement.

In addition, some eye beauty clinics also provide installment payment. Patients can choose to perform surgery or treatment first, and then relieve economic pressure through installment payment.

If the patient needs to carry out eye beauty medical beauty project, but cannot be reimbursed through medical insurance, the above two ways can be considered to solve the cost problem.

4、 Summary

Generally, eye beauty medical beauty project cannot be reimbursed to Kunming medical insurance because it is not a necessary medical project. However, for serious eye diseases or defects, there may be the possibility of medical insurance reimbursement. In addition, patients can also purchase commercial insurance or choose installment payment to solve the cost problem.

To sum up, Kunming Eye Beauty Clinic is generally unable to reimburse medical insurance, but there are still some other reimbursement methods available in the market. Before eye beauty treatment, patients should fully understand the relevant policies and costs, and make decisions according to their actual conditions.