Can Luoyang Aishang Medical Beauty Clinic reimburse medical insurance?

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Can Luoyang Aishang Medical Beauty Clinic reimburse medical insurance?

Luoyang Aishang Medical Beauty Clinic is a well-known beauty clinic located in Luoyang City, which provides various beauty items and operations, attracting much attention. However, a problem that many people are concerned about is whether Luoyang Aishang Medical Beauty Clinic can reimburse medical insurance? The following is a detailed description of this problem from different aspects.

Medical insurance policy

According to the medical insurance policy in China, medical insurance can generally reimburse medical expenses related to disease diagnosis and treatment, while beauty items are mostly non disease related cosmetic surgery, so generally medical insurance cannot be reimbursed. The beauty items provided by Luoyang Aishang Medical Beauty Clinic are mostly purely for the purpose of improving appearance and creating a beautiful image, rather than treating diseases. Therefore, according to the medical insurance policy, such items cannot be reimbursed for medical insurance.

In addition, according to the medical insurance policy, there are also some plastic operations that can be reimbursed, but the requirements are relatively strict, such as some congenital malformations or facial defects caused by serious trauma. The plastic surgeon of the hospital needs to provide written appraisal opinions, and the reimbursement can only be made after the review of the medical insurance department. Therefore, for most beauty items, medical insurance is not reimbursed.

commercial insurance

Although the medical insurance cannot reimburse the beauty items provided by Luoyang Aishang Medical Beauty Clinic, some commercial insurance may cover the cost of some beauty items. Generally speaking, commercial insurance has certain limits and conditions on the reimbursement of beauty items. You need to specifically inquire about the terms and regulations of the commercial insurance you purchased to determine whether you can reimburse the expenses of Luoyang Aishang Medical Beauty Clinic.

item at one's own expense

Since it is difficult for medical insurance and commercial insurance to reimburse the expenses of Luoyang Aishang Medical Beauty Clinic, most beauty items need to be paid by individuals. The price of self funded items also varies with different beauty items. Generally, Luoyang Aishang Medical Beauty Clinic will provide a detailed price list, including the prices of various beauty items. When choosing cosmetic surgery, individuals can choose according to their own economic affordability.

summary

In general, the beauty items of Luoyang Aishang Medical Beauty Clinic cannot be reimbursed for medical insurance, because most of the beauty items do not belong to the category of disease treatment. However, commercial insurance may cover the cost of some beauty items, so you need to check the insurance terms according to specific conditions. Most beauty items need to be paid by individuals at their own expense. You can refer to the price list provided by the outpatient department for selection.