Can Ningbo Haishu Chumei Medical Beauty Clinic reimburse medical insurance?

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Can Ningbo Haishu Chumei Medical Beauty Clinic reimburse medical insurance?

Ningbo Haishu Chumei Medical Beauty Clinic is a well-known medical beauty clinic in Haishu District, Ningbo City, which provides professional cosmetic services. Many people are concerned about whether they can be reimbursed through medical insurance when choosing medical beauty services. The following four aspects will elaborate on this issue in detail.

Medical insurance reimbursement scope

The scope of medical insurance reimbursement refers to the medical expense items that comply with the regulations of the Ministry of Health of the People's Republic of China. The beauty and plastic surgery items provided by Ningbo Haishu Chumei Medical Beauty Clinic are self funded items that are not covered by insurance, so they cannot be reimbursed through medical insurance.

According to Article 38 of the Social Insurance Law of the People's Republic of China, the medical insurance fund can only be used to pay medical expenses within the scope of basic medical insurance benefits. As cosmetic surgery is a self paid service item not covered by insurance, the cosmetic surgery items of Ningbo Haishu Chumei Medical Beauty Clinic cannot be reimbursed through medical insurance.

Self paid project price

The beauty and plastic surgery project of Ningbo Haishu Chumei Medical Beauty Clinic is a self funded project with relatively high price. Different items have different prices, which can be selected according to individual needs. Generally speaking, the common cosmetic and plastic items include facial contour, nose plastic, double eyelid, breast augmentation, liposuction, etc. The specific price can be consulted with the professional doctor of the hospital.

It should be noted that although self funded projects cannot be reimbursed through medical insurance, Ningbo Haishu Chumei Medical Beauty Clinic provides a variety of payment methods, such as cash, bank card, medical installment, etc., to facilitate patients to pay.

Relevant insurance policies

Although cosmetic and plastic projects cannot be reimbursed through medical insurance, some commercial insurance companies provide relevant cosmetic and plastic insurance. These insurances are usually set up to deal with unexpected complications and medical accidents, and the specific insurance terms and reimbursement scope can be consulted with the insurance company.

In addition, in recent years, employment insurance and commercial medical insurance in some places have also begun to cover some cosmetic and plastic projects, but the specific scope and conditions of reimbursement will be different, so you need to learn from relevant departments or insurance companies.

Summary

To sum up, the beauty and plastic surgery project of Ningbo Haishu Chumei Medical Beauty Clinic cannot be reimbursed through medical insurance, which is a self funded project. The price is relatively high, but multiple payment methods can be selected for payment. If there is a need, you can find out whether some commercial insurance companies provide cosmetic and plastic insurance, and whether employment insurance and commercial medical insurance cover relevant items. Before making a decision, it is recommended to consult a professional doctor and understand your own situation and needs to make a wise choice.