Can Ningbo Haishu Myth Zerun Medical Beauty Clinic reimburse medical insurance?
Ningbo Haishu Myth Zerun Medical Beauty Clinic is a medical institution focusing on beauty medicine. For those who want to have cosmetic surgery, whether they can claim medical insurance is an important issue. The following is a detailed discussion on whether the outpatient department can reimburse medical insurance from four aspects.
Hospital qualification and medical insurance policy
As a legally registered medical institution, Ningbo Haishu Myth Zerun Medical Beauty Clinic has the corresponding medical beauty qualification. However, according to the provisions of Article 85 of the Regulations on the Implementation of the Social Insurance Law, medical insurance can only reimburse drugs, medical materials and expenses for the treatment of diseases, and it must be carried out in medical insurance designated medical institutions. Therefore, the cost of ordinary cosmetic and plastic surgery is not reimbursed by the medical insurance.
However, according to Article 18 of the Implementation Regulations, plastic surgery expenses may be reimbursed under certain special circumstances. For example, physical dysfunction caused by congenital or traumatic malformations, or tissue repair surgery caused by treatment of major diseases. In these cases, Ningbo Haishu Myth Zerun Medical Beauty Clinic can apply for medical insurance reimbursement.
Hospital medical items and medical insurance reimbursement
Ningbo Haishu Mythology Zerun Medical Beauty Clinic provides a variety of cosmetic surgery, such as nose augmentation, breast augmentation, double eyelid, etc. However, these operations are generally cosmetic, not medical. According to the medical insurance policy, the cost of cosmetic surgery is not reimbursed by the medical insurance.
However, in Ningbo Haishu Myth Zerun Medical Beauty Clinic, they also provide some medical items, such as scar repair and skin disease treatment. These items are related to physical function recovery and disease treatment, so they can be applied for reimbursement if they meet the medical insurance policy.
Individual differences in medical insurance policies
Although the medical insurance policy clearly stipulates which items can be reimbursed, the specific reimbursement proportion and restrictions will vary according to different regions. Therefore, whether Ningbo Haishu Myth Zerun Medical Beauty Clinic can reimburse medical insurance may be related to the local medical insurance policy.
In Ningbo, the medical insurance policy is very strict for the reimbursement of cosmetic surgery. In general, medical insurance reimbursement can be applied only when the special provisions of the medical insurance policy are met. Therefore, most people can not get reimbursement from medical insurance when performing cosmetic and plastic surgery.
Other reimbursement methods
Although the expenses of Ningbo Haishu Myth Zerun Medical Beauty Clinic may not be reimbursed from the medical insurance, there are other reimbursement ways to consider. Some commercial insurance companies will provide insurance for cosmetic surgery, so that certain insurance compensation can be obtained after the surgery.
In addition, some medical beauty clinics will also provide the service of installment payment, so that patients can choose to repay the surgery costs in installments. This can reduce the economic pressure of patients, so that they can better access to plastic surgery.
Summary
In a word, most of the cosmetic surgery expenses of Ningbo Haishu Myth Zerun Medical Beauty Clinic cannot be reimbursed from the medical insurance. The medical insurance can only reimburse the cost of treating the disease, and it must be carried out in the designated medical institution of medical insurance. However, under special circumstances, such as dysfunction caused by congenital malformation or traumatic malformation and tissue repair surgery caused by treatment of major diseases, medical insurance reimbursement can be applied. In addition, commercial insurance and installment payment are also some reimbursements that can be considered. Therefore, when performing cosmetic and plastic surgery, patients need to consider their own situation comprehensively and choose an appropriate reimbursement method.
