Can Shenzhen Siji Mulan Medical Beauty Clinic reimburse medical insurance?

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Can Shenzhen Siji Mulan Medical Beauty Clinic reimburse medical insurance?

Shenzhen Four Seasons Mulan Medical Beauty Clinic is a well-known medical beauty agency, providing various cosmetic surgery and non-surgical beauty projects. Many people pay attention to whether medical insurance can be used for reimbursement when choosing a beauty clinic. The following is a detailed description of whether the medical insurance can be reimbursed by Shenzhen Siji Mulan Medical Beauty Clinic from four aspects.

Coverage of medical insurance

The reimbursement scope of medical insurance for beauty and plastic surgery is relatively limited, and most medical insurance only covers some reconstruction operations and plastic surgery caused by diseases. Generally speaking, cosmetic surgery is voluntary and not medically necessary, so medical insurance is often not reimbursed. Most of the items provided by Shenzhen Siji Mulan Medical Beauty Clinic are non medically necessary cosmetic surgery, so they cannot be reimbursed through medical insurance.

However, under certain circumstances, such as facial reconstruction surgery caused by accidents or diseases, medical insurance may give certain reimbursement. However, whether the reimbursement can be made or not and the reimbursement proportion should be determined according to the medical insurance policy and the actual situation.

Difference between self payment and medical insurance reimbursement

Due to the limitation of medical insurance on cosmetic and plastic items, most items need to be paid at their own expense and cannot be reimbursed through medical insurance. Self payment means that the patient has to bear the cost of surgery and follow-up treatment. In contrast, medical insurance reimbursement is part or all of the medical expenses paid by the medical insurance fund.

Shenzhen Four Seasons Mulan Medical Beauty Clinic will provide detailed details of the surgical expenses, so that patients can learn the specific items and amount of the surgical expenses, so that they can make a decision to pay at their own expense.

Coverage of other medical insurance

In addition to medical insurance, some commercial medical insurance may cover cosmetic surgery projects. The coverage of commercial medical insurance varies with the specific contract of the company and the insurance. Generally, it will provide reimbursement for some non medically necessary cosmetic and plastic surgery projects. When patients choose Shenzhen Four Seasons Mulan Medical Beauty Clinic for cosmetic surgery, they can understand their medical insurance contract to know whether they can be reimbursed through commercial medical insurance.

conclusion

The beauty and plastic surgery project of Shenzhen Siji Mulan Medical Beauty Clinic cannot be reimbursed through medical insurance generally. Because most cosmetic and plastic operations are not medically necessary, they do not meet the reimbursement scope of medical insurance. The patient may have to pay for the operation through self payment or commercial medical insurance. Before choosing cosmetic surgery, patients should know their own medical insurance policies and commercial medical insurance contracts so as to make reasonable financial arrangements.