Can Taiyuan Meiyuanhui Plastic and Cosmetic Hospital reimburse medical insurance?
Taiyuan Meiyuanhui Plastic and Cosmetic Hospital is a well-known plastic and aesthetic hospital located in Taiyuan. When considering plastic surgery, many people are concerned about whether medical insurance can be used to reimburse some expenses. The following will elaborate on whether Taiyuan Meiyuanhui Plastic and Cosmetic Hospital can reimburse medical insurance from four aspects.
Coverage of medical insurance policy
According to relevant national policies, medical insurance generally only covers the treatment of diseases and medical assistance costs, not plastic surgery. Therefore, the operation expenses of Taiyuan Meiyuanhui Plastic and Cosmetic Hospital cannot be reimbursed through medical insurance.
The purpose of medical insurance reimbursement is to ensure the health of patients. Plastic and cosmetic surgery is voluntary cosmetic surgery, which does not belong to the treatment category in the definition of medical insurance. Therefore, the operation expenses of Taiyuan Meiyuanhui Plastic and Cosmetic Hospital are generally paid by patients at their own expense.
In some special cases, such as serious plastic surgery failure that seriously affects physical and mental health, some expenses may be reimbursed by applying for medical insurance. However, this situation is relatively rare, and patients need to consult relevant hospital personnel according to the specific situation.
Medical insurance reimbursement process
For some treatment expenses within the scope of medical insurance, Taiyuan Meiyuanhui Plastic and Cosmetic Hospital can provide corresponding reimbursement process guidance. The patient can operate according to the following steps:
1. Consult the medical insurance specialist of the hospital in advance before the operation to understand their medical insurance policies and whether they are applicable to the operation items of the hospital.
2. According to the requirements of the hospital, provide relevant medical insurance certification materials, such as medical insurance card, ID card, medical treatment card, etc.
3. Wait for the connection between the hospital and the medical insurance department for expense settlement and reimbursement.
4. According to the medical insurance policy, the medical insurance department will verify and approve the reimbursement application of patients. If the application is approved, the medical insurance department will directly transfer the reimbursement to the patient's personal account.
It should be noted that the above process is applicable to the treatment costs within the scope of medical insurance, while plastic surgery is generally not included.
Out of pocket payment and medical insurance
Since plastic surgery is generally not reimbursable through medical insurance, patients need to pay for the surgery at their own expense. When choosing Taiyuan Meiyuanhui Plastic and Cosmetic Hospital, patients can find out whether the hospital provides convenient payment methods such as installment payment, credit card payment and WeChat payment.
In addition, some insurance companies also provide personal accident medical insurance, called "medical insurance". Patients can purchase such insurance to cope with the additional costs arising from sudden accidents or complications.
Although medical insurance cannot reimburse the cost of plastic surgery, self payment and medical insurance can provide a certain economic security for patients.
Summary
Taiyuan Meiyuanhui Plastic and Cosmetic Hospital is a well-known plastic and aesthetic hospital, but plastic and aesthetic surgery cannot be reimbursed through medical insurance generally. According to the medical insurance policy, the medical insurance mainly covers the treatment of diseases and medical assistance expenses. Plastic surgery and cosmetology belong to voluntary cosmetology, not medical insurance. Before choosing surgery, patients should know the medical insurance policy in advance and be prepared to pay at their own expense. At the same time, you can consider purchasing personal accident medical insurance to provide additional economic security.
In a word, the operating expenses of Taiyuan Meiyuanhui Plastic and Cosmetic Hospital can not be reimbursed through medical insurance, but can be paid and compensated by other ways. When choosing surgery, patients need to make decisions according to their own conditions and economic ability.
