Relationship between Wuhan Yuechen Medical Beauty Clinic and Medical Insurance
Yuechen Medical Beauty Clinic, as a medical institution specialized in beauty and plastic surgery in Wuhan, has attracted much attention. However, many people have doubts about whether Yuechen Medical Beauty Clinic can reimburse medical insurance. Next, we will elaborate on the answers from four aspects.
1、 Limitations on the scope of medical insurance reimbursement
According to the regulations of the National Health and Family Planning Commission and the National Medical Security Bureau, the reimbursement scope of medical insurance mainly focuses on the basic medical services of diagnosis and treatment. Therefore, the beauty and plastic surgery services provided by Yuechen Medical Beauty Clinic are generally not covered by the medical insurance reimbursement. Because this is a non-medical beauty service, not a medical service.
However, under some special circumstances, some cosmetic and plastic surgery projects may be recognized and reimbursed by the medical insurance. For example, cosmetic and plastic items required by medicine such as scar repair caused by serious diseases can be reimbursed according to relevant regulations. However, the specific reimbursement items and requirements need to be determined according to the policies of each region.
2、 Difference between self funded projects and medical insurance
Yuechen Medical Beauty Clinic provides a wealth of self funded beauty and plastic surgery projects, including breast augmentation, double eyelid surgery, injection beauty, etc. These items are beyond the scope of medical insurance reimbursement and need to be paid by patients at their own expense.
There are obvious differences in reimbursement standards and reimbursement processes between self funded projects and medical insurance projects. The medical insurance project needs to be treated in the designated hospital of medical insurance, and the reimbursement process should be carried out according to the medical insurance policy; For self funded projects, patients need to make an appointment and pay at Yuechen Medical Beauty Clinic, and perform surgery or treatment according to the clinic's regulations.
3、 Difference between medical insurance and commercial insurance
Some people confuse medical care with commercial insurance. Commercial insurance usually includes medical insurance, but the reimbursement scope and standard of commercial insurance are different from medical insurance.
Yuechen Medical Beauty Clinic generally cooperates with commercial insurance companies to provide commercial insurance services for patients. Commercial insurance can include the reimbursement items of cosmetic surgery, but the reimbursement standards and processes, and the reimbursement proportion may be different.
4、 Summary
To sum up, the cosmetic and plastic surgery projects of Wuhan Yuechen Medical Beauty Clinic generally cannot be reimbursed by medical insurance. The scope of medical insurance reimbursement mainly focuses on basic medical services, while cosmetic and plastic surgery services are non-medical. However, whether the specific cosmetic surgery project can be reimbursed depends on the policies of each region.
In addition, the beauty and plastic surgery projects provided by Yuechen Medical Beauty Clinic are self funded projects, and patients need to bear their own costs. If patients have commercial insurance, they can consult the clinic whether there is a cooperative insurance company, and enjoy the corresponding insurance reimbursement according to the provisions of the insurance contract.
In a word, the beauty and plastic surgery project of Yuechen Medical Beauty Clinic cannot be reimbursed through medical insurance, and patients need to pay at their own expense. If you need to seek insurance reimbursement, you can choose commercial insurance as a supplement, but the specific scope and standard of reimbursement need to be determined according to the provisions of the insurance contract.
