Can Yulin Saibei Meifang Plastic Surgery Hospital reimburse medical insurance?

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Whether Yulin Saibei Meifang Plastic Surgery Hospital can reimburse medical insurance

Yulin Saibei Meifang Plastic Surgery Hospital is a well-known plastic surgery hospital, located in Yulin, Shaanxi Province, China. Many people will consider whether medical insurance reimbursement can be used when choosing a plastic surgery hospital. The following will elaborate on whether Yulin Saibei Meifang Plastic Surgery Hospital can reimburse medical insurance from four aspects.

1. Relevant regulations of medical insurance policy

According to the national medical insurance policy, medical insurance only covers the treatment costs of therapeutic operations and diseases, not including plastic surgery. Plastic and cosmetic surgery is considered as an unnecessary medical behavior, so it does not meet the scope of medical insurance reimbursement. Therefore, the plastic surgery project of Yulin Saibei Meifang Plastic Hospital cannot be reimbursed through medical insurance.

2. Difference between self funded projects and medical insurance projects

In the plastic and cosmetic industry, some operations can be classified as therapeutic operations to meet the conditions for medical insurance reimbursement. For example, facial scar repair surgery caused by disease may be recognized by medical insurance. However, the main business of Yulin Saibei Meifang Plastic Hospital is plastic surgery, including nose augmentation, breast augmentation, liposuction and other projects, which are self funded projects and cannot be reimbursed through medical insurance.

3. Hospital medical insurance cooperation and medical insurance reimbursement

Some plastic surgery hospitals will cooperate with medical insurance institutions to provide some medical insurance reimbursement services by signing agreements with medical insurance institutions. However, according to the policy adjustment in recent years, the proportion of medical insurance reimbursement for plastic surgery has gradually decreased. It is reported that Yulin Saibei Meifang Plastic Surgery Hospital does not cooperate with medical insurance institutions, so it cannot be reimbursed through medical insurance.

4. Plastic surgery insurance

In order to meet the needs of personal plastic surgery, some commercial insurance companies began to provide plastic surgery insurance. This insurance is mainly for the compensation of accidental complications or surgical errors of plastic surgery, but does not include the expense reimbursement of plastic surgery items. Yulin Saibei Meifang Plastic Surgery Hospital is a private hospital, which has not yet launched plastic surgery insurance services.

summary

According to the above analysis, it can be concluded that the plastic surgery project of Yulin Saibei Meicube Plastic Hospital cannot be reimbursed through medical insurance. As plastic surgery is considered as an unnecessary medical behavior, it is not covered by medical insurance. Therefore, the patient needs to pay for the surgery at his own expense when choosing the Meicube Plastic Hospital in Northern Yulin for plastic surgery.