Whether medical insurance can be reimbursed
Changchun Liu Jinmei Plastic and Cosmetic Clinic is a clinic focusing on cosmetic surgery. Many people worry about whether they can enjoy medical insurance reimbursement when considering cosmetic surgery. For this problem, we need to analyze it from two aspects: medical insurance policy and specific clinic conditions.
Medical insurance policy
According to China's medical insurance policy, most of the items in plastic surgery currently do not meet the scope of medical insurance reimbursement. The medical insurance mainly provides reimbursement services for medical expenses of treating diseases and alleviating pain, and does not cover non therapeutic cosmetic surgery.
However, according to the policies of individual cities and regulations on plastic surgery, some specific items can be reimbursed by medical insurance. For example, for cosmetic needs caused by accidents, such as burns and injuries, medical insurance policies in some cities allow reimbursement of some plastic surgery expenses. However, these policies vary from region to region, and the local medical insurance department needs to be consulted specifically.
It should be noted that self financing is one of the principles of the medical insurance policy, and the medical insurance will not fully reimburse plastic surgery expenses. For items within the scope of medical insurance reimbursement, the proportion of reimbursement is usually very low, and individuals still have to bear most of the expenses.
Liu Jinmei's Plastic and Cosmetic Clinic
Liu Jinmei Plastic and Cosmetic Clinic is a well-known plastic and cosmetic clinic in Changchun, but it does not support medical insurance reimbursement. According to the information officially released by the clinic, they mainly provide personalized cosmetic and plastic services, such as double eyelid surgery, nose augmentation surgery, etc. These items belong to non therapeutic cosmetic surgery, so they cannot be reimbursed through medical insurance.
The clinic official said that their positioning is high-end plastic surgery, focusing on the surgical effect and service quality, so they did not sign a contract with the medical insurance agency, nor provide medical insurance reimbursement services. They provide market priced services, and patients need to pay for surgery at their own expense.
Other payment methods
If patients want to reimburse part of the cost of cosmetic surgery through medical insurance, they can seek qualified medical institutions for consultation and surgery. The plastic surgery department of some public hospitals will provide some items within the scope of the medical insurance reimbursement policy, and patients can choose to go to these hospitals for surgery. However, it should be noted that plastic surgery departments in public hospitals usually have a long queue time.
In addition, patients can also consider the choice of commercial insurance. Some commercial insurance companies provide plastic surgery insurance, and patients can purchase corresponding commercial insurance products according to their own needs. Commercial insurance usually covers more cosmetic surgery items and provides corresponding insurance compensation services.
summary
Changchun Liu Jinmei Plastic and Cosmetic Clinic cannot reimburse medical insurance expenses. According to the medical insurance policy, most plastic and cosmetic operations do not meet the reimbursement scope of medical insurance. Although some cities allow partial reimbursement for cosmetic surgery needs under certain circumstances, clinic officials say they do not support medical insurance reimbursement. Patients can choose other qualified medical institutions or consider commercial insurance to meet their cosmetic needs.
