Medical insurance of public eye hospitals in Dalian
Dalian has a number of public ophthalmic hospitals, providing ophthalmic diagnosis and treatment services for the majority of patients. These hospitals cooperate with social medical insurance institutions to provide medical insurance payment services for patients and help patients reduce their economic burden. The following will elaborate on the medical insurance situation of public ophthalmic hospitals in Dalian from four aspects: medical insurance payment scope, medical insurance reimbursement ratio, medical insurance service advantages and registered medical treatment process.
1、 Payment scope of medical insurance
The medical insurance payment of public eye hospitals in Dalian covers a wide range of diagnosis and treatment projects of various eye diseases. Common ophthalmic diseases such as cataract, glaucoma, strabismus, eye trauma, eye tumor, etc. can enjoy medical insurance payment. In addition, the medical insurance also includes some routine visual inspection items, such as corneal topography, intraocular pressure measurement and fundus examination. Patients can apply for medical insurance reimbursement only by marking medical insurance treatment on the invoice issued by the hospital.
At the same time, some public ophthalmic hospitals in Dalian have also cooperated with Nanjing Gene Research Institute to introduce new technologies such as gene detection. These projects can also be included in the medical insurance payment under certain conditions.
2、 Proportion of medical insurance reimbursement
The medical insurance reimbursement ratio of public eye hospitals in Dalian is generally 60% to 80%, and different types and levels of medical insurance vary. Generally speaking, the proportion of medical insurance reimbursement for ordinary personnel is low, while the proportion of medical insurance reimbursement for employees of government institutions and enterprises is high. In addition, some special preferential policies also exist. Under certain conditions, the reimbursement rate can even reach more than 90%.
It should be noted that the medical insurance can only reimburse medical expenses that comply with the policy, such as hospitalization surgery expenses, drug expenses, etc. Some unnecessary items, such as the installation of advanced intraocular lens, may not be covered by the medical insurance, and patients need to pay at their own expense.
3、 Medical insurance service advantages
Public ophthalmic hospitals in Dalian cooperate closely with medical insurance institutions, and medical insurance services have obvious advantages. First of all, patients can enjoy the direct settlement service of out-patient medical insurance, without paying at their own expense, which greatly facilitates patients' treatment. Secondly, the pharmacies of some public ophthalmic hospitals connect with medical insurance institutions, and medical insurance patients can directly use the medical insurance card to settle their purchases, which reduces the economic burden of patients. In addition, medical insurance institutions also provide patients with certain medical insurance advice and guidance, help patients better understand medical insurance policies, and timely answer patients' questions.
4、 Registered medical treatment process
The registration process of public eye hospitals in Dalian is relatively simple. Patients can make an appointment for registration through online platform or offline window. Some hospitals also provide self-service registration machines to facilitate patients to register themselves. When registering, patients need to provide medical insurance card, ID card, disease certificate and relevant examination data. When registering, you can consult the medical insurance staff of the hospital to understand the medical insurance payment scope and reimbursement proportion.
To sum up, the medical insurance of public eye hospitals in Dalian is relatively good. The scope of medical insurance payment is wide, the reimbursement ratio is moderate, patients can enjoy the advantages of medical insurance services, and the registration process is relatively simple. This provides convenient and fast ophthalmic medical services for patients living in Dalian, and also reduces the economic burden of patients.
