Is the cost of myopia elimination surgery reimbursable in Wuhan Tongji Hospital?
With the widespread increase of myopia among young people, more and more people begin to consider eliminating myopia through surgery. Wuhan Tongji Hospital, as a professional eye hospital, provides a variety of options for myopia elimination surgery. However, many people are concerned about whether these surgical expenses can be reimbursed? The following will elaborate on this issue from four aspects: insurance reimbursement, medical insurance policy, surgical expenses and medical treatment process.
Insurance reimbursement
Whether the cost of myopia elimination surgery can be reimbursed through insurance needs to be determined according to the specific insurance contract of the individual. Generally speaking, commercial insurance covers relatively little in ophthalmic surgery. Many insurance companies do not include myopia surgery, or only cover part of the cost. Therefore, if you have commercial insurance, you need to carefully read the terms in the insurance contract to understand whether the surgical expenses can be reimbursed and the specific reimbursement proportion.
In addition, some companies may provide corporate group business insurance that includes reimbursement policies for ophthalmic surgery, but you also need to check the contract terms to confirm whether myopia elimination surgery is covered. If you purchase commercial insurance through your company, you can consult the company's human resources department or insurance agent to understand the relevant insurance policies.
As for social insurance reimbursement, the following will further introduce the medical insurance policy and operation expenses.
Medical insurance policy
According to China's medical insurance policy, the cost of myopia elimination surgery is not within the scope of medical insurance reimbursement at present. The medical insurance is mainly for the purpose of disease treatment. The medical insurance will not be reimbursed for myopia surgery belonging to the ophthalmology department. Therefore, if you want to reimburse the surgery expenses through medical insurance, you cannot enjoy the medical insurance reimbursement policy for myopia elimination surgery.
It should be noted that the medical insurance policy may change in different regions and periods, so you can consult the hospital before seeing a doctor in order to keep abreast of the latest policy information.
Operation expenses
Wuhan Tongji Hospital provides a variety of options for myopia elimination surgery, including LASIK, PRK, ICL, etc. The specific operation costs will vary depending on the type of operation, hospital brand, doctor experience and other factors. Generally speaking, the cost of surgery ranges from several thousand to ten thousand yuan.
When considering the operation cost, in addition to the operation cost itself, it is also necessary to consider the preoperative examination, postoperative follow-up and possible drug costs. Therefore, we must clearly communicate with the hospital before the operation to understand the details of the operation costs.
Visit process
If you plan to go to Wuhan Tongji Hospital for myopia elimination surgery, you need to carry out a series of preoperative examinations before going to the hospital. The specific medical treatment process is as follows:
1. First, you can make an appointment online or by phone. Making an appointment in advance can avoid the full situation.
2. After arriving at the hospital, you need to go to the ophthalmic clinic for preliminary diagnosis. The doctor will understand your condition in detail and carry out necessary ophthalmic examinations.
3. According to the examination results, the doctor will give the corresponding treatment plan and explain the cost and precautions of the operation.
4. If you decide to operate, you need to have a preoperative examination to ensure the safety of the operation.
5. It is necessary to fast food and water before operation, and make corresponding preparations according to the doctor's instructions.
6. After the operation, eye care and follow-up should be carried out according to the doctor's requirements.
In summary, the cost of myopia elimination surgery in Wuhan Tongji Hospital cannot be reimbursed through insurance. The medical insurance policy does not include myopia surgery. Therefore, if you want to have myopia elimination surgery, you need to pay for the surgery at your own expense. Before seeing a doctor, you can communicate with the hospital to understand the operation cost and the specific treatment process in detail, so as to be ready.
