How to apply for and benefit from Beijing's maternity insurance for the elderly?
With the deepening of population aging in China, more and more couples choose to delay childbearing under the trend of late marriage and late childbearing. In order to encourage and support elderly couples to have children, Beijing has introduced the elderly birth insurance. This article will elaborate on Beijing's elderly maternity insurance from four aspects: application conditions, application process, scope of benefits and introduction of relevant hospitals.
1、 Application conditions
Beijing Senior Maternity Insurance is applicable to couples of childbearing age living in the administrative region of Beijing. The main application conditions are as follows:
1. Age requirements: male applicants must be at least 60 years old, female applicants must be at least 55 years old, and the age difference between male and female applicants must be more than 45 years old.
2. Requirements for marriage time: Both husband and wife must have been married for at least 5 years.
3. Household registration requirements: at least one of the husband and wife shall be registered in Beijing.
4. Medical examination: female applicants need to undergo a series of medical examinations to ensure that their physical conditions are suitable for pregnancy.
2、 Application process
Applying for maternity insurance for the elderly requires a series of steps. The application process is as follows:
1. Provide application materials: Both husband and wife need to take their ID cards, marriage certificates, household registration books and other relevant certification materials to the local community health service center to go through the application procedures.
2. Premium payment: The applicant needs to pay a certain proportion of premium while going through the formalities. The amount of premium will vary according to age and family income.
3. Medical examination: female applicants need to go to the designated hospital for relevant medical examination to ensure their health.
4. Sign an insurance contract: eligible couples will sign an elderly maternity insurance contract with an insurance company.
3、 Scope of benefits
After applying for the maternity insurance for the elderly, couples can enjoy the following benefits:
1. Maternity allowance: elderly couples can get a certain amount of maternity allowance in the process of childbirth to ease the economic pressure of childbirth. The allowance standard depends on age and income.
2. Reimbursement of medical expenses: Couples can enjoy a certain proportion of reimbursement of medical expenses for pregnancy, childbirth and childbirth to reduce the medical burden during childbirth.
3. Designated hospitals give priority to medical treatment: applicants can choose designated hospitals for prenatal examination and delivery, and enjoy the services of expert teams and better medical conditions.
4、 Related hospitals
Several hospitals in Beijing have cooperated with the maternity insurance for the elderly to provide relevant prenatal examination and delivery services.
1. Beijing Obstetrics and Gynecology Hospital: one of the well-known maternity hospitals in Beijing, which has a special maternity insurance service for the elderly to provide comprehensive prenatal inspection and delivery services.
2. Peking Union Medical College Hospital: As one of the top general hospitals in China, Peking Union Medical College Hospital has first-class medical equipment and a team of experts to provide high-quality medical services for elderly maternity insurance applicants.
3. Peking University First Hospital: As one of the first-class medical institutions in China, Peking University First Hospital has a major in obstetrics and gynecology, providing first-class prenatal examination and delivery services for elderly maternity insurance applicants.
Summary
Beijing Maternity Insurance for the Elderly provides certain economic and medical security for promoting the birth of elderly couples. The application conditions include age, marriage time and household registration requirements. The application process includes the steps of providing application materials, paying premiums, medical testing and signing insurance contracts. The scope of benefits includes maternity allowance, reimbursement of medical expenses and priority of medical treatment. Relevant hospitals include Beijing Maternity Hospital, Peking Union Medical College Hospital and Peking University First Hospital. By applying for the old-age birth insurance, couples can get better medical services and financial support to realize their dream of late childbirth.
