How to pay for bone grinding operation in Shanghai Grade III Plastic Hospital?
Shanghai, as one of the fastest growing regions in China, the plastic surgery industry is also booming. Among many plastic surgery items, bone grinding is a relatively common plastic surgery. But for many people, the cost of bone grinding surgery is a matter of great concern. So, how should Shanghai's top three plastic surgery hospitals pay for bone grinding surgery? The following will elaborate on medical insurance payment, commercial medical insurance, hospital installment payment and self payment.
Medical insurance payment
In Shanghai, as in many other places, medical insurance basically only covers the repair of congenital or diseased malformations in some plastic surgery, while bone grinding surgery is usually cosmetic. Therefore, the medical insurance cannot reimburse the cost of bone grinding surgery.
However, it should be noted that some special regional medical insurance policies may have different reimbursement for bone grinding surgery. Therefore, it is recommended that you consult the medical insurance department in your region to understand the medical insurance policy before specific payment.
Commercial medical insurance
Commercial medical insurance refers to the insurance services provided by the insurance company for medical expenses. In Shanghai, some commercial medical insurance companies provide insurance services for plastic and cosmetic surgery, including bone grinding surgery.
Before purchasing commercial medical insurance, you need to pay attention to whether the insurance company includes the insurance items of plastic surgery, and carefully read the insurance terms. When choosing an insurance company, you can consult professionals to understand the insurance coverage and claim settlement methods of each insurance company.
When applying for commercial medical insurance claims, you usually need to provide relevant surgical certificates, invoices and other relevant materials. The claim amount may need to be calculated according to the compensation ratio specified in the insurance contract.
Hospital installment
Some top three plastic surgery hospitals in Shanghai also provide installment payment for bone grinding surgery. Installment payment refers to the payment of surgical expenses in multiple stages. Generally, we need to negotiate with the hospital in advance to determine the specific method and amount of installment payment.
The installment payment methods adopted by some hospitals include one-time payment, deposit plus final payment, and pre and post operation installment payment. The specific installment payment method may vary from hospital to hospital, and needs to be selected according to the actual situation.
Paid at one's own expense
In the absence of medical insurance, commercial medical insurance or hospital installment payment, the cost of bone grinding surgery needs to be paid at your own expense. When paying at your own expense, you need to know the hospital's charging standard in advance and negotiate the payment method with the hospital.
Generally speaking, self payment can be made in cash, bank card, Alipay, etc. When choosing a payment method, pay attention to the security and convenience of payment.
In general, the way of payment for bone grinding surgery in Shanghai's top three plastic hospitals is flexible. You can choose medical insurance payment, commercial medical insurance, hospital installment payment or self payment. The specific way to choose depends on the actual situation and needs of individuals.
Summary
The payment methods for bone grinding surgery in Shanghai's top three plastic hospitals include medical insurance payment, commercial medical insurance, hospital installment payment and self payment. Generally, medical insurance cannot reimburse the cost of bone grinding surgery. Commercial medical insurance and hospital installment payment are relatively common payment methods, while self payment requires self payment for surgery costs. The selection of an appropriate payment method needs to consider the actual situation and needs of individuals. You can consult professionals in advance to obtain more detailed information.
