How to alleviate the economic pressure of elderly childbearing?
With the development of social economy and the progress of medical technology, more and more couples choose to postpone childbearing, which leads to the gradual increase of elderly childbearing groups. However, the elderly childbearing has also brought a series of economic pressures and challenges. This article will discuss how to relieve the economic pressure of elderly childbearing from four aspects: medical security, tax policy, alimony and welfare policy.
medical security
Couples who give birth at an advanced age need more medical care services and technical support during pregnancy and childbirth. Therefore, improving the medical security system is the key to ease the economic pressure of elderly childbearing. First of all, the government should increase the subsidy of medical expenses for childbearing to reduce the economic burden of elderly childbearing couples. Secondly, special maternity hospitals or special wards for the elderly can be established to provide better medical facilities and services to cope with the risks and difficulties faced by the elderly mothers.
In the process of carrying out elderly childbearing, it is very important to strengthen the pre pregnancy detection and the whole process monitoring of pregnancy and childbirth to ensure the health of mothers and babies. Therefore, medical insurance and commercial insurance institutions should list the elderly maternity as a special group, and give corresponding insurance underwriting and reimbursement policies to ensure that the elderly puerpera get adequate medical insurance during childbirth.
tax policy
In order to encourage young couples to have early childbearing, the government can ease the economic pressure of elderly childbearing through tax policies. First of all, tax incentives can be given to young couples to give birth, such as individual income tax relief, property tax relief, etc., to encourage young couples to give birth early. Secondly, the government can provide more education subsidies and benefits for the children of elderly child-bearing couples, such as reducing tuition fees, providing scholarships, etc., to reduce their education burden.
In addition, the government can also encourage medical institutions to provide higher quality fertility services for the elderly through tax policies. For example, give medical institutions corresponding tax relief to improve their service quality and technical level, and attract more elderly couples to choose this institution for childbirth.
Alimony expenses
Couples who give birth at an advanced age face more alimony expenses during the growth of their children. In order to alleviate this pressure, the government can provide support for alimony in various ways. First of all, we can increase the social assistance for low-income elderly child-bearing couples and provide them with corresponding maintenance subsidies or benefits. Secondly, the government can encourage enterprises to provide flexible working hours and conditions, so that elderly child-bearing couples can better balance their work and family responsibilities.
At the same time, the government can also increase the support for the education of children of elderly child-bearing couples. For example, by providing free public kindergartens or reducing or exempting kindergartens' fees, the economic burden on education of elderly child-bearing couples can be reduced.
Welfare policy
Improving the welfare policy is also an important measure to ease the economic pressure of elderly childbearing. The government can increase the distribution of childcare allowance and family welfare for elderly child-bearing couples to provide more welfare security. In addition, special family support institutions or platforms can be established to provide corresponding psychological and social support for elderly child-bearing couples and reduce their pressure in the process of childbirth and childcare.
To sum up, easing the economic pressure of elderly childbearing requires various policy support. Improving the medical security system, optimizing the tax policy, providing support for alimony and improving the welfare policy are all necessary measures to ease the economic pressure of elderly childbearing. Only through multi-party cooperation can we provide better economic support and security for elderly child-bearing couples while developing social economy.
