How much is the economic pressure of giving birth at an advanced age?
With the development of society, modern women have made gratifying achievements in career pursuit and economic independence, and the phenomenon of elderly childbearing has gradually increased. However, the economic pressure of elderly childbearing cannot be ignored. This article will elaborate on the economic pressure of elderly childbearing from the aspects of medical expenses, children's education expenses, retirement pension expenses and family income reduction.
medical expense
The physical condition of the elderly child-bearing women may be relatively poor, and the risk of childbirth increases, which leads to the rise of medical expenses during childbirth. First of all, older pregnant women need to carry out more prenatal examinations, such as blood tests, cardiac ultrasound tests, etc. These examinations increase medical costs. Secondly, due to the increased risk of delivery of elderly pregnant women, cesarean section and other operations may be required, and the operation costs are relatively high. In addition, after childbirth, older mothers need more careful care and rehabilitation, which also increases medical costs. Therefore, the increase in medical expenses brought about by elderly childbearing is an important aspect of the economic pressure of elderly childbearing.
In addition, elderly pregnant women may have a higher probability of complications during childbirth, such as gestational diabetes, hypertension, etc., and the drug costs required to treat these diseases will further increase economic pressure. At the end of childbirth, elderly mothers may also need to take drugs or receive treatment for a long time to keep healthy. Therefore, the medical cost of elderly childbirth is a worrying economic problem.
Children's education expenses
Couples who have given birth at an advanced age may face greater pressure on their children's education costs. First of all, children born at an advanced age may need more attention and care because they are older than their parents. They may need to hire professional personnel such as nannies or tutors to help care for and educate children, which will increase the family's financial burden. Secondly, children born at an advanced age may need to attend better schools or participate in more extracurricular activities, which requires higher fees.
Moreover, couples who have given birth at an advanced age may have retired when their children went to college and have no fixed source of income. Therefore, they need to rely on savings or house sales to pay for their children's high tuition fees. In addition, elderly parents may face the need to pay for their children and their own education and pension expenses in a relatively short period of time, which will further increase economic pressure. To sum up, the cost of children's education is one of the economic pressures of elderly childbearing.
Retirement pension expenditure
Couples who give birth at an advanced age may just enter retirement age after their children reach adulthood. Due to the late childbirth of the elderly, they need to prepare for retirement pension expenses in a relatively short time after their children become independent. This may cause them to face more intense economic pressure and need to save or invest more to ensure the quality of retirement life.
In addition, older couples who give birth may be more prone to health problems and may need more medical care and nursing costs. This further increases the economic pressure of retirement. Therefore, the retirement and old-age pension expenditure for elderly childbearing is an economic issue that needs attention.
Decrease in household income
Couples with older children may need to reduce working hours or stop working to raise children, which means that family income may decrease. If only one spouse works, the pressure of family income reduction is greater. In addition, if the elderly couples need to take care of the elderly when their children grow up, they may need to further reduce their working hours or stop working, which will also lead to a decrease in family income.
Moreover, couples who have given birth at an advanced age may need more time and energy to take care of their children, which makes it difficult for them to balance work and family, which may affect their career development and lead to a decrease in family income. Therefore, the reduction of family income is also the economic pressure of elderly childbearing.
Summary
The economic pressure of elderly childbearing mainly comes from four aspects: medical expenses, children's education expenses, retirement and pension expenses, and family income reduction. The medical cost of elderly childbirth is high, and it may take a long time for treatment and rehabilitation. Couples may need to hire professionals and pay higher fees for their children's education. Retirement and pension expenses need to be fully prepared in a relatively short period of time. Moreover, because of the need to take care of children and the elderly, couples may need to reduce working hours or stop working, resulting in reduced family income. Therefore, the economic pressure of elderly childbearing cannot be ignored.
