The financial burden of old age childbirth on father
With the change of society and the renewal of people's ideas, more and more couples choose to welcome the arrival of new life in their old age. However, the elderly childbearing not only has certain risks to the mother's health, but also brings certain economic burden to the family. This article will discuss the impact of elderly childbearing on the economic burden of fathers from four aspects: medical expenses, education expenses, parenting expenses and elderly support expenses.
Medical expenses
The first impact of elderly childbearing is medical expenses. Due to the increase of age, women are prone to a series of pre pregnancy examination problems, including blood examination, ultrasonic examination, chromosome abnormality screening, etc. These inspections need not only a lot of money, but also a lot of time and effort. In addition, because older pregnant women are prone to face more complications, such as hypertension, gestational diabetes, etc., the treatment of these complications will bring greater economic burden to the family.
In addition, in the process of giving birth at an advanced age, pregnant women may need to undergo caesarean section. The cost of caesarean section is much higher than that of natural delivery, and it requires longer hospital stay and more rehabilitation care after the operation. These will increase the family's economic pressure.
For example, an ordinary Grade II Grade A hospital is located in Beijing. The cost of ordinary caesarean section is about 15000 yuan, while the cost of natural delivery is about 10000 yuan. These expenses may be a considerable expenditure for some families.
Education expenses
Parents who give birth at an advanced age also bear a greater financial burden in the education of their children. On the one hand, they usually put children's education in the first place, hoping to provide better educational resources for children, such as early education, famous school education, etc. The provision of these educational resources requires a lot of money. On the other hand, parents are older and often have not retired when their children go to college, so they also need to bear the cost of their children's college education.
Taking China as an example, according to statistics, the average annual tuition expenditure of college students in China ranges from 5000 to 10000 yuan. In addition, including teaching materials, accommodation and living expenses, the annual cost is about 30000 to 50000 yuan. For the elderly parents, these expenses are undoubtedly a great burden.
Nurturing expenses
Parents who give birth at an advanced age also bear a greater financial burden in terms of child rearing. Due to the growth of age, parents' physical strength and energy are relatively low. They may need to hire a nanny or ask relatives and friends to help take care of their children's daily life, such as living and eating, which will cost a certain amount of money. In addition, as children grow up, they also need to provide appropriate food, clothing, toys, education and entertainment for children.
Taking China as an example, according to the survey, the average cost of raising a child in Chinese families is about 30000 yuan to 60000 yuan every year. This includes children's food, clothing, housing, education and entertainment expenses. These expenses are undoubtedly a great economic burden for the elderly child-bearing families.
Old age support expenses
Parents who give birth at an advanced age also face the economic pressure of raising children in their old age. Since children are born when their parents are old, it is very likely that their parents have entered the retirement stage after their children become adults, and they need to rely on their children's financial support. In addition, because parents are older, they may also face the expense of pension facilities such as nursing homes.
In China, due to the implementation of the one-child policy, most families have only one child, which makes children bear greater economic responsibility in their parents' old age. In addition, the families who have given birth at an advanced age have already suffered from greater economic pressure, which increases the economic burden of the elderly stage.
summary
To sum up, the financial burden of giving birth at an advanced age on fathers is considerable. From the four aspects of medical expenses, education expenses, childcare expenses and elderly support expenses, the economic pressure of elderly childbearing on families cannot be ignored. Therefore, when choosing to give birth at an advanced age, parents should consider their own economic situation and make full preparations to cope with the possible economic burden.
