What is the risk level of elder childbearing? Can medical insurance reimburse related expenses?

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Risk level of elderly childbearing

In recent years, with the progress of medical technology and the change of social concepts, more and more women choose to postpone childbearing, and the elderly childbearing has also become a topic of concern. Elderly childbearing refers to the pregnancy and childbirth of women over 35 years old. However, with the increase of age, the fertility risks faced by women also increase.

Fertility

On the one hand, with the growth of age, female ovarian function gradually declines, and the number and quality of eggs will be affected. This means that older women are more likely to encounter problems during pregnancy, such as easy abortion, fetal malformation, etc. In addition, elderly childbearing is also associated with a higher risk of pregnancy complications, such as hypertension, diabetes and other diseases.

On the other hand, the body of elderly women has undergone certain changes and aging, and the functions of various systems of the body will also decline to a corresponding extent. This also means that older women may face more physical burdens during pregnancy, such as more fatigue and more difficulty in recovery.

In addition, older women also need to face greater psychological pressure during pregnancy and childbirth. Due to the growth of age, these women usually face more anxiety and worry about their physical condition and the health of their fetus.

Medical services and expense reimbursement

For elderly women, it is very important to receive good medical services and professional medical team support. Therefore, they usually choose to go to large hospitals with relevant experience and equipment for inspection and treatment. In China, general hospitals such as Peking Union Medical College Hospital and Shanghai Changhai Hospital have relevant obstetric expert teams.

Whether or not the elderly childbirth and related medical expenses can be reimbursed depends on the region and specific medical insurance policies. In some places, such as Beijing, Shanghai and other big cities, some government or enterprise medical insurance can reimburse the cost of prenatal examination and childbirth for elderly women.

However, it should be noted that not all medical expenses can be reimbursed. For example, some assisted reproductive technology costs may not be covered by reimbursement. Therefore, it is suggested that women should consult the relevant medical insurance policies in advance when considering the elderly childbearing to see if they can get the corresponding reimbursement.

Summary

The risk degree of elderly childbearing is affected by many factors, such as fertility problems, physical burden and psychological pressure. Although some large hospitals provide professional medical service support, the scope of medical insurance reimbursement is limited. Therefore, women should fully understand the relevant risks before deciding to give birth at an advanced age, and implement corresponding measures when carrying out medical services and insurance planning.