Why does breast augmentation hospital not provide insurance card?
Breast augmentation surgery is a kind of cosmetic surgery. In recent years, more and more women pay attention to it. However, many breast augmentation hospitals do not provide medical insurance card services, which brings inconvenience to patients' medical treatment and reimbursement. So why does the breast augmentation hospital not apply for an insurance card? This article will elaborate on medical insurance policy, selection of designated hospitals, surgical safety and commercial considerations.
Medical insurance policy restrictions
On the one hand, the current medical insurance policy has certain restrictions on the reimbursement of breast augmentation surgery. According to relevant regulations, medical insurance can only provide reimbursement for operations in terms of economy, safety, function and health. Breast augmentation surgery is mainly used for beauty and body improvement, which is a non-medical operation. Therefore, the medical insurance did not include breast augmentation surgery in the scope of reimbursement, which is an important reason why breast augmentation hospitals are unwilling to apply for insurance cards.
On the other hand, even if the patient is willing to purchase insurance at his own expense before the operation, the hospital cannot provide services. This is because the hospital needs to carry out fixed-point cooperation with medical insurance institutions, and carry out a series of approvals and records. If the hospital includes breast augmentation surgery into the insurance service, it needs to handle various procedures, which increases the burden and operating costs of the hospital, so the hospital often chooses not to provide this service.
Surgical safety considerations
Breast augmentation surgery is a complex operation that requires experienced professional doctors and high-quality medical equipment. Because the risk of breast augmentation surgery is high, once an accident occurs in the surgery, it may lead to serious consequences. In order to ensure the safety and quality of surgery, breast augmentation hospitals usually strictly screen and manage doctors and equipment.
However, the number of patients who apply for insurance cards may increase the number of operations in the hospital, which will bring certain risks to the safety of operations. Hospitals need more doctors and equipment to meet the needs of patients, which may lead to doctors' non-standard operation or improper use of medical equipment, thus increasing the risk of surgery. In order to ensure the quality of surgery and the safety of patients, breast augmentation hospitals often choose not to provide insurance card services.
Business considerations
In addition to the restrictions of medical insurance policies and considerations of surgical safety, commercial considerations are also an important reason why breast augmentation hospitals are unwilling to provide insurance cards. The hospital needs to bear certain costs when handling insurance cards, such as the cost of cooperation with insurance companies, handling fees and human resources, which is a big burden for some small beauty hospitals.
At the same time, handling insurance cards also requires a series of follow-up management work, including reimbursement review, payment processing, etc., which may increase the operation difficulty and management cost of the hospital. Therefore, in order to ensure the hospital's operating profit and efficiency, some breast augmentation hospitals choose not to provide insurance card services.
Summary
To sum up, why breast augmentation hospitals do not apply for insurance cards is mainly limited by the restrictions of medical insurance policies on breast augmentation surgery, consideration of surgical safety, commercial considerations and other aspects. The medical insurance policy does not include breast augmentation surgery in the scope of reimbursement. The hospital needs to cooperate with medical insurance institutions at designated points and add a series of procedures. In addition, the risk of breast augmentation surgery is high. In order to ensure the safety and quality of surgery, hospitals are often unwilling to increase the number of operations. Finally, handling insurance cards will also increase the operating costs and management difficulties of hospitals. Some breast augmentation hospitals will also choose not to provide this service for commercial reasons.
