Jingdezhen IVF: How to plan the cost?
In vitro fertilization (IVF), an in vitro fertilization (IVF) technology in assisted reproductive technology, is a way for couples who cannot conceive naturally to realize their dreams. In China, the technology of IVF is gradually maturing, and more and more couples choose to achieve their reproductive aspirations through IVF. As an important city in Jiangxi Province, Jingdezhen has some professional IVF hospitals. How should we plan the cost when choosing Jingdezhen as the IVF treatment site? The following will elaborate on the cost planning of Jingdezhen IVF from four aspects: medical expenses, auxiliary expenses, follow-up expenses and insurance reimbursement.
medical expense
Jingdezhen IVF Hospital usually carries out personalized scheme design according to the specific conditions of patients, so the medical expenses will vary. Generally speaking, medical expenses mainly include drug expenses, operation expenses and examination expenses. Drug costs are the most important part of IVF treatment. These drugs include ovulation promoting drugs, luteinizing hormone drugs, and so on, with high costs. The operation cost mainly involves in in vitro fertilization and embryo transfer operations, which should be charged according to the number of specific operations. The inspection cost is mainly to conduct a comprehensive inspection of the couple to clarify the crux of the problem. The cost depends on the complexity of the inspection items.
If some public hospitals in Jingdezhen are selected for IVF treatment, the cost is relatively low, about 20000 to 50000 yuan; If some private hospitals are selected for treatment, the cost may rise significantly, generally between 50000 yuan and 100000 yuan. In addition, it is also necessary to consider the possible fluctuations in drug costs and the impact of hospital equipment, services and other factors on costs.
Ancillary expenses
In addition to medical expenses, IVF also needs some auxiliary expenses. For example, the patient may need multiple treatments to be pregnant successfully, so the transportation costs, accommodation costs, food costs, etc. should be taken into account. In addition, it is also necessary to take into account other expenses such as strengthening nutrition and psychological counseling.
For some patients who need embryo cryopreservation, they also need to pay for embryo preservation costs. Embryo cryopreservation helps to save embryos after overcoming difficulties to achieve better pregnancy opportunities, and the cost is generally 3000-6000 yuan per year.
Follow up expenses
Once the pregnancy is successful and the baby is born successfully, the couple also need to consider the follow-up costs. For example, the baby's medical expenses, daily living expenses and education expenses are all necessary. These expenses need the couple to plan in advance to ensure the healthy growth of the baby.
In addition, possible complications and follow-up costs should be considered. Although IVF technology is very mature, there are still some risks. Some patients may need longer follow-up and recuperation, which will increase the cost of treatment.
Insurance reimbursement
For the planning of IVF expenses, we can also consider the reimbursement of insurance. Some commercial insurance companies have started to set foot in the field of IVF and provide corresponding insurance products. Couples can choose to purchase IVF insurance, and can get certain reimbursement if the insurance terms are met. The insurance content and reimbursement proportion of different insurance companies are different, so you need to carefully understand the insurance terms and communicate with the insurance company before purchasing.
In general, when planning the cost of IVF in Jingdezhen, we need to consider medical expenses, auxiliary expenses, follow-up expenses, insurance reimbursement and other aspects. Only when we fully understand and formulate the cost plan, can we make better decisions and realize the dream of childbearing.
