Should IVF fees be paid in advance?
Test tube baby is one of the achievements of today's scientific and technological development, which enables many couples who cannot conceive naturally to realize their dreams of childbirth. However, the cost of IVF is a big expense. So, should IVF fees be paid in advance? This article will elaborate on hospital costs, drug costs, testing costs and other costs.
Hospital expenses
The hospital cost of IVF is usually a large expense, and different hospitals may have different charging standards. In some hospitals, although it is not necessary to pay the full cost in a lump sum, a certain advance payment is required before starting treatment. Such advance payment usually covers part of the operation expenses and some examination expenses during the treatment cycle. Then, the remaining expenses will be paid in installments according to the progress and needs of the treatment.
For example, the advance payment for IVF expenses of a famous hospital in Shenzhen is about 30000 yuan, and the remaining expenses are paid in four installments, each of which is about 30000 to 40000 yuan.
It should be noted that different hospitals may have different payment methods and policies. Some hospitals may require full payment in advance, while others accept installment payment. Therefore, when choosing a IVF hospital, couples should understand clearly and communicate with the hospital to confirm the payment method.
Drug expenses
In the process of IVF, a large number of drugs are needed to promote the development of eggs and control ovarian function. Drug costs are usually an important part of IVF costs.
Taking a famous hospital in Shenzhen as an example, the cost of IVF drugs in this hospital is about 15000-20000 yuan. Couples need to pay a lump sum for these drugs before starting treatment.
Since the drug costs are relatively fixed, couples can estimate the costs according to the doctor's advice before starting treatment and make financial preparations in advance.
Inspection expenses
In the process of IVF, multiple tests and monitoring are required to ensure the effectiveness and safety of treatment. These inspection fees are also part of the payment in advance.
For example, for IVF treatment in a famous hospital, the cost of each test is about 500-1000 yuan, which may vary depending on the specific situation. Couples need to pay the corresponding test fees in advance according to the doctor's suggestions and treatment progress.
It should be noted that some hospitals will provide cost summary and statistics to help couples understand the expenditure in the treatment process and make financial preparations in advance.
other expenses
In addition to hospital costs, drug costs and testing costs, other costs may also be involved in the IVF process, such as fallopian tube radiography, Down's screening and treatment of some complications. These additional fees also need to be paid in advance.
For example, the cost of salpingography in a famous hospital is about 2000-3000 yuan, and the cost of Down's screening is about 300-500 yuan. Couples need to pay relevant fees in advance when conducting corresponding inspection or treatment.
In general, most of the IVF costs need to be paid in advance, including hospital costs, drug costs, testing costs and other costs. Different hospitals may have different payment methods and policies, and couples should pay attention to consultation and understanding when choosing hospitals. Economic planning and preparation in advance will help couples to carry out IVF treatment smoothly.
