How about the expense of test tube baby Zheng Mengzhu?
IVF is a kind of assisted reproductive technology, which gives couples who fail to conceive naturally the chance to achieve fertility. Zheng Mengzhu is the first baby born successfully through IVF in China. Her birth has brought hope and inspiration to many infertile couples. However, for most people, the cost of IVF is an important consideration. This article will introduce the expenses of test tube baby Zheng Mengzhu in detail from four aspects: hospital selection, cost composition, insurance policy and potential additional expenses.
Hospital selection
When choosing IVF hospitals, the cost is one of the focuses that couples pay attention to. The charging standards of different hospitals may vary. In China, some famous top three hospitals, such as Peking Union Medical College Hospital and Shanghai Fudan University Affiliated Obstetrics and Gynecology Hospital, provide IVF technology at relatively high cost. In some places, the second class hospitals or private hospitals may be more affordable. Couples can choose the appropriate hospital according to their own economic situation and the reputation of the hospital.
The cost composition of IVF hospitals usually includes medical service fee, medicine fee, examination fee and operation fee. The cost composition of different hospitals may be different, so it is necessary to carefully understand the details of hospital charges when selecting to avoid unnecessary economic burden in the later period.
Cost composition
The cost composition of IVF is related to the selected hospital and individual conditions. Generally speaking, the cost mainly includes the following aspects:
1. Doctor consultation and guidance fee: There is usually a certain fee for doctor's guidance and consultation during IVF.
2. In vitro fertilization (IVF) costs: This is the most important step in the process of IVF, including egg retrieval, sperm retrieval, embryo culture and embryo transfer. The cost composition is complex.
3. Drug costs: In the process of IVF, a large number of ovulation promoting drugs, hormone drugs and auxiliary drugs need to be used, which are relatively expensive.
In addition to the above costs, there may be additional costs, such as investigation and examination costs, operation costs, etc. The specific cost composition depends on the hospital and individual conditions.
Insurance policies and potential additional costs
Whether the cost of IVF can be reimbursed by medical insurance is one of the concerns of couples. According to China's medical insurance policy, IVF is not covered by medical insurance at present, so the cost is generally borne by the couple. However, the medical insurance policies in some places may be different, and the specific reimbursement ratio and restrictions need to consult the local medical insurance department.
In addition, couples need to consider potential additional costs. In some special cases, multiple IVF attempts may be required to succeed, which will increase additional costs. In addition, if couples choose to carry out additional auxiliary technologies such as genetic testing, the cost will also increase.
Summary
To sum up, the expenses of test tube baby Zheng Mengzhu are mainly determined by factors such as hospital selection, cost composition, insurance policy and potential additional expenses. When choosing a hospital, couples need to consider the reputation and cost standards of the hospital. Cost composition mainly includes doctor consultation and guidance fees, in vitro fertilization fees and drug costs. Test tube babies are not covered by medical insurance at present, and couples need to bear the costs themselves. In addition, the potential additional cost is also a factor to be considered. Therefore, in the process of preparing for IVF, couples need to understand the cost composition of the hospital and the local medical insurance policy in detail, so as to be financially prepared.
