Scope of medical insurance registration
In the ophthalmology department of the Fourth Hospital of Xi'an, patients can use medical insurance to register for consultation. At present, the Ophthalmology Department of Xi'an Fourth Hospital accepts a variety of medical insurance forms, including basic medical insurance for urban employees, basic medical insurance for urban residents, new rural cooperative medical care and serious disease insurance. The details of these medical insurance will be introduced from four aspects.
Basic medical insurance for urban employees
The basic medical insurance for urban employees is paid by enterprises and employees in a certain proportion, and the insured employees and their legitimate spouses and children can enjoy the insurance benefits. In the ophthalmology department of Xi'an Fourth Hospital, patients with basic medical insurance cards for urban employees can directly swipe their cards to register and enjoy medical insurance reimbursement services. The insurance can cover the costs of diagnosis and treatment of common and frequently occurring diseases in ophthalmology, such as myopia, conjunctivitis, etc., but some high-end glasses and special treatment may need to be paid at their own expense.
In addition, patients with serious eye diseases can also enjoy reimbursement of hospitalization expenses through the basic medical insurance for urban employees. The expenses for ophthalmic surgery and imaging examination of eye diseases can also be reimbursed through the basic medical insurance for urban employees.
Basic medical insurance for urban residents
Basic medical insurance for urban residents means that urban residents can enjoy medical insurance benefits by paying a certain proportion of fees. In the ophthalmology department of Xi'an Fourth Hospital, patients with basic medical insurance cards for urban residents can also use medical insurance to register for medical treatment. Similar to the basic medical insurance for urban employees, this insurance can cover the treatment costs of common and frequently occurring ophthalmic diseases. However, it should be noted that the reimbursement standard and scope of medical insurance for urban residents in different regions are different, and the local policy shall prevail.
New rural cooperative medical care
The new rural cooperative medical care is a form of medical insurance for rural residents. Farmers pay a certain proportion of fees and enjoy medical insurance benefits. The ophthalmology department of Xi'an Fourth Hospital also accepts the new rural cooperative medical care, and patients with this medical insurance card can register for medical treatment through this card. The insurance is applicable to common eye diseases of farmers, such as glaucoma, cataract, etc. But some high-grade glasses and special surgery costs need to be paid at their own expense.
Serious illness insurance
Serious disease insurance is a form of medical insurance that provides supplementary insurance for major diseases. In the ophthalmology department of Xi'an Fourth Hospital, some serious ophthalmic diseases are applicable to serious disease insurance, and patients can enjoy the reimbursement treatment of the insurance. Serious disease insurance can be used for reimbursement of major ophthalmic surgery, eye tumor treatment and other expenses. However, for some common and non serious eye diseases, serious illness insurance may not be applicable.
Summary
The Ophthalmology Department of Xi'an Fourth Hospital receives registered medical treatment from a variety of medical insurance, including basic medical insurance for urban employees, basic medical insurance for urban residents, new rural cooperative medical care and serious disease insurance. The scope of application of different medical insurance varies slightly, but generally it can cover the treatment costs of common and frequently occurring ophthalmic diseases. Patients should check the specific reimbursement scope and standard of their medical insurance before visiting the hospital, so as to avoid cost overrun due to the failure of full reimbursement of medical insurance.
