Can the medical insurance of Xi'an Eye Clinic be registered directly?
As one of the important cities in northwest China, Xi'an has many high-quality hospitals and ophthalmic clinics. When many people need to see an eye doctor, they can't help but ask: Can we directly use medical insurance to register in Xi'an's eye clinic? This article will elaborate on this issue from four aspects: medical insurance policy, registration process, medical insurance payment method and medical insurance reimbursement process.
Medical insurance policy
The medical insurance policy for ophthalmic outpatient service is relatively flexible in Xi'an, which usually includes the new rural cooperative medical insurance and basic medical insurance for urban employees (referred to as employee medical insurance). Both types of medical insurance can be registered and treated directly in the ophthalmic clinic in Xi'an.
The new rural cooperative medical insurance is applicable to rural residents, and its reimbursement proportion and scope are adjusted according to specific policies. When registering in the ophthalmic clinic in Xi'an, patients need to provide their own new rural medical insurance card, and can complete the registration after checking their identity by swiping the card.
Employee medical insurance is applicable to urban residents with insurance qualification. When registering, employees with medical insurance need to provide their own social security cards and check their identity by swiping their cards.
Registration process
When registering at the ophthalmic clinic in Xi'an, patients need to carry their medical insurance cards to the registration window.
1. Fill in personal information: The patient needs to fill in the personal information form, including name, ID card number, contact information, etc., and submit it to the registration window staff.
2. Check the identity by swiping the card: the registration window staff will use the card reader to check the patient's identity information to ensure that the registration person is a legal insured person.
3. Registration selection: patients can select registration departments and doctors according to their own conditions. Ophthalmic out-patient clinics usually have multiple departments, such as ophthalmology, fundus surgery, etc., and patients can choose according to the doctor's professional field.
4. Sign the medical treatment contract: the patient will sign the medical treatment contract after registration to confirm the willingness to see a doctor and the relevant payment method.
Payment method of medical insurance
When visiting an ophthalmic clinic in Xi'an, the medical insurance can make payment in two ways:
1. Reimbursement after self expense: patients pay their own expenses in full at the time of treatment, and then carry relevant invoices and medical vouchers to the medical insurance window designated by the hospital for reimbursement. The medical insurance will reimburse the patients according to the proportion specified in the policy and return the reimbursement to the patients.
2. Direct payment of medical insurance: some medical insurance policies allow the ophthalmic clinic to settle accounts directly with the medical insurance, that is, the patient only needs to pay the part of personal burden when registering, and the medical insurance will directly pay the rest to the hospital.
Medical insurance reimbursement process
Medical insurance reimbursement is a process in which patients return part of their personal expenses after treatment. In the ophthalmic clinic in Xi'an, patients can apply for medical insurance reimbursement through the following steps:
1. Collect medical treatment vouchers: patients need to ask for invoices, receipts and other relevant medical treatment vouchers from the hospital after treatment.
2. Go to the medical insurance window to handle the reimbursement procedures: the patient carries the medical certificate to the medical insurance window to complete the relevant forms and submit the corresponding materials.
3. Review and reimbursement: the medical insurance window staff will review the submitted materials, verify the expenses and reimbursement proportion, and then conduct reimbursement operations.
4. Obtaining reimbursement funds: After completing the review and reimbursement procedures, patients can choose to receive reimbursement funds through bank transfer or directly in the medical insurance window.
To sum up, Xi'an's ophthalmic out-patient clinic can directly use medical insurance for registration. Patients need to carry medical insurance cards when registering and complete registration procedures according to relevant procedures. The medical insurance can be paid in the way of self expense first and then reimbursement or direct payment by the medical insurance. After seeing a doctor, the patient can go to the medical insurance window to go through reimbursement procedures and return part of the expenses borne by himself.
