Can Beijing Jinghan Plastic and Cosmetic Hospital reimburse medical insurance?
With the booming development of plastic and cosmetic industry, more and more people begin to pay attention to the cost of plastic surgery. Beijing Jinghan Plastic and Cosmetic Hospital is a well-known plastic and cosmetic hospital. Can it reimburse medical insurance? The following is detailed from several aspects.
Interpretation of medical insurance policy
First of all, we need to understand the reimbursement scope of plastic surgery in the medical insurance policy. According to the regulations issued by the National Health Commission, medical insurance only covers plastic surgery with the main purpose of disease and trauma, not cosmetic surgery. Therefore, some cosmetic operations mainly aimed at patients' psychological satisfaction, such as nose augmentation, breast augmentation and face reduction, are not reimbursed by medical insurance.
However, for some special cases, medical insurance will still provide some reimbursement support. For example, for plastic surgery such as facial deformities caused by congenital malformations, disease sequelae or trauma, patients can provide relevant doctor identification and certification materials to apply for reimbursement from the medical insurance department.
To sum up, for plastic surgery of purely cosmetic nature, it is generally impossible to obtain medical insurance reimbursement. For plastic surgery caused by disease and trauma, it is more likely to obtain medical insurance reimbursement through formal ways.
Beijing Jinghan Plastic and Cosmetic Hospital
Beijing Jinghan Plastic and Cosmetic Hospital, as a professional plastic and aesthetic hospital, is committed to providing high-quality, safe and reasonable plastic and aesthetic services. According to the information we have learned, the hospital has no special policy for medical insurance reimbursement. As most plastic and cosmetic operations belong to the beauty category, medical insurance reimbursement cannot be obtained. However, the hospital provides a variety of payment methods, including installment payment, to facilitate patients to pay for surgery.
It should be noted that patients should be careful when choosing plastic surgery hospitals. Legal and formal plastic surgery hospitals have strict safeguards for the safety of patients, and the effect of surgery is more reliable. Therefore, it is recommended that patients consult with the hospital before performing cosmetic plastic surgery to understand the specific costs of surgery, security measures and later problem handling.
Advantages and suggestions of medical insurance reimbursement
Although most plastic and cosmetic operations cannot obtain medical insurance reimbursement, medical insurance reimbursement still has certain advantages for eligible patients. First of all, it can reduce the burden of patients, especially for some patients with major surgery, the cost of surgery may be higher. Secondly, medical insurance reimbursement is also an embodiment of social security, which can provide a certain degree of economic support and help. Finally, the procedure of medical insurance reimbursement is relatively simple, which can reduce the trouble of patients.
Therefore, we recommend that patients understand the medical insurance policy before plastic surgery, and judge whether the surgery meets the medical insurance reimbursement conditions. If the conditions are met, you can consult the hospital and medical insurance department in advance to enjoy the advantages of medical insurance reimbursement.
summary
According to the understanding of Beijing Jinghan Plastic and Cosmetic Hospital, it can be concluded that the hospital generally cannot reimburse medical insurance. For plastic and cosmetic surgery, most of them belong to the category of beauty, and cannot meet the reimbursement requirements of medical insurance policies. However, for legal and formal plastic surgery hospitals, other payment methods can be used to reduce the burden of patients. When choosing plastic surgery, patients should make a reasonable choice according to their own conditions, and understand the relevant cost payment and medical insurance policies, so as to have a clear understanding of surgery.
