Can Beijing Coal Plastic and Cosmetic General Hospital reimburse medical insurance?
Beijing Coal Plastic and Cosmetic General Hospital is a well-known plastic and cosmetic hospital located in Beijing, with advanced technical equipment and professional medical team. Many people will consider the issue of medical insurance reimbursement when choosing plastic surgery. So, can Beijing Coal Plastic and Cosmetic General Hospital reimburse medical insurance? Next, we will discuss this problem from several aspects.
Medical insurance policy
The first thing to understand is the medical insurance policy. In China, medical insurance is uniformly stipulated by the state, and there may be some slight differences between different provinces and cities. Generally speaking, the items that can be reimbursed by medical insurance are mainly divided into two categories: one is basic medical insurance, including basic disease treatment and surgery; The other is commercial medical insurance, which can reimburse some non basic treatments and operations. Beijing Coal Plastic and Cosmetic General Hospital mainly carries out plastic and cosmetic surgery, which is a non basic medical project.
According to the national policy, plastic surgery is generally not included in the basic medical insurance coverage, that is to say, the surgical expenses of Beijing Coal Plastic and Cosmetic General Hospital cannot be reimbursed in the national basic medical insurance coverage. However, in some special cases, such as plastic surgery to repair the deformity caused by disease or accidental injury, medical insurance reimbursement may be applied.
Commercial medical insurance
Although plastic surgery is not covered by the basic medical insurance, in the commercial medical insurance, some hospitals can reimburse the operation expenses. Different commercial medical insurance companies have different reimbursement policies for plastic and cosmetic items, and generally require the insured to purchase additional plastic and cosmetic insurance to enjoy the relevant reimbursement. The applicant can consult its own insurance company to understand relevant policies and apply for insurance.
Beijing Coal Plastic and Cosmetic General Hospital, as a well-known plastic and cosmetic hospital, cooperates with many commercial medical insurance companies and provides relevant insurance guidance and services for patients. If you want to reduce the cost burden of plastic and cosmetic surgery through medical insurance, you can contact the customer service personnel of the hospital for relevant information, and select suitable commercial medical insurance products according to your needs.
Paid at one's own expense
If plastic surgery cannot be reimbursed through medical insurance, it is necessary to consider paying at your own expense. At present, more and more people choose plastic surgery to improve their appearance and self-confidence. Therefore, more and more people are willing to pay for plastic surgery.
Beijing Coal Plastic and Cosmetic General Hospital can provide a variety of payment methods, including cash payment, bank card payment and various installment payments. The hospital also cooperated with several financial institutions to provide loan services for patients in need and help them repay the surgery expenses in installments. Therefore, even if medical insurance reimbursement is not available, patients can still choose the appropriate payment method according to their economic conditions.
Summary
Based on the above discussion, the plastic and cosmetic surgery of Beijing Coal Plastic and Cosmetic General Hospital can not be reimbursed through basic medical insurance in general, but may apply for medical insurance reimbursement in some special circumstances. However, patients still have other ways to reduce the burden of surgery costs, such as purchasing commercial medical insurance or choosing an appropriate payment method. Finally, patients can choose the most suitable way for plastic surgery according to their own needs and economic conditions.
