Can Beijing Yuzhiguang Plastic and Cosmetic Hospital reimburse medical insurance?
Beijing Yuzhiguang Plastic and Cosmetic Hospital is a well-known hospital specializing in plastic and aesthetic surgery, with leading technology and equipment in China. Then, as a professional plastic and cosmetic institution, can Beijing Yuzhiguang Plastic and Cosmetic Hospital reimburse medical insurance? The following is a detailed description of this problem from four aspects.
1、 Medical insurance policy
According to the National Medical Insurance Drug Catalog and Payment Standards for Drugs in the Medical Insurance Catalog (2019 Edition) issued by the National Health Commission, medical insurance reimbursement includes basic medical insurance drugs and medical service items. For cosmetic items, it depends on the specific situation.
At present, the basic medical insurance drug catalog and the drug payment standards in the medical insurance catalog do not clearly list plastic surgery items that can be reimbursed. This means that in general, plastic surgery is not covered by the medical insurance reimbursement.
However, under special circumstances, such as abnormalities caused by injuries or congenital malformations, medical insurance reimbursement may be available. However, whether reimbursement can be made and the reimbursement proportion should refer to the local medical insurance policy. Therefore, patients should consult the local medical insurance department or hospital before deciding whether reimbursement can be made.
2、 Supplementary medical insurance
In addition to basic medical insurance, residents in some places can purchase supplementary medical insurance in commercial insurance, which can cover some medical items, such as plastic surgery. However, the specific reimbursement scope and proportion of supplementary medical insurance still need to be determined according to the provisions of the insurance company.
Therefore, if you want to reimburse plastic and cosmetic surgery through medical insurance, you can learn about the supplementary medical insurance provided by the local commercial insurance company. If there are relevant insurance items, you can choose to purchase them to realize partial expense reimbursement.
3、 Out of pocket payment and installment payment
If the plastic surgery project cannot be reimbursed by medical insurance, patients can choose to pay at their own expense for surgery. Beijing Yuzhiguang Plastic and Cosmetic Hospital provides a variety of self paid payment methods, including cash payment, UnionPay card payment, Alipay payment and other payment methods, which are very convenient for patients' payment needs.
In addition, in order to facilitate the payment of patients, Beijing Yuzhiguang Plastic and Cosmetic Hospital also provides installment payment services. Patients can choose the way of installment payment according to their own conditions to spread the burden.
4、 Consult the hospital for details
In many cases, the reimbursement of plastic surgery projects needs to be determined according to the specific situation. Therefore, if you have any questions about the reimbursement of Beijing Yuzhiguang Plastic and Cosmetic Hospital, we suggest you directly consult the professional doctor or customer service personnel of the hospital to learn more about whether the plastic and aesthetic project you want to carry out can be reimbursed, how to reimburse and other specific issues.
In general, plastic surgery cannot be reimbursed through medical insurance in most cases. However, some expenses can be reimbursed by purchasing supplementary medical insurance or paying at one's own expense. Of course, the specific situation needs to be determined according to the local medical insurance policy and the regulations of the insurance company. If there is any doubt about this, it is recommended to consult relevant professional institutions or doctors in order to make correct decisions.
