Can Guangxi Nanning Oriental Medical Beauty Hospital reimburse medical insurance?

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Nanning Oriental Medical Beauty Hospital's reimbursement policy for medical insurance

Nanning Dongfang Medical Beauty Hospital is a medical institution focusing on beauty and plastic surgery in Guangxi. When considering cosmetic surgery, many people are concerned about whether they can reimburse some expenses through medical insurance. Next, we will elaborate on whether Nanning Oriental Medical Beauty Hospital can reimburse medical insurance from four aspects.

1. Basic medical insurance policy

According to the national medical insurance policy, the scope of medical insurance reimbursement mainly includes basic medical insurance and serious illness insurance. The basic medical insurance mainly covers some common diseases and operations, and its main purpose is to ensure the basic medical needs of the people. As cosmetic surgery is not medically necessary, it will not be reimbursed in the basic medical insurance policy.

Nanning Oriental Medical Beauty Hospital is a private hospital, and has signed a corresponding cooperation agreement with the local medical insurance department, but it is only limited to projects within the scope of the basic medical insurance policy, and cosmetic surgery is not included.

2. Commercial insurance policy

In addition to basic medical insurance, there is another way to consider reimbursing the cost of cosmetic surgery, which is commercial insurance. Commercial insurance is generally provided by insurance companies, and different insurance items can be selected according to individual wishes and needs, including cosmetic surgery insurance.

Nanning Oriental Medical Beauty Hospital has cooperated with some insurance companies to consult and purchase commercial beauty insurance in the hospital. After purchasing the corresponding insurance, it can apply to the commercial insurance company for a certain proportion of expense reimbursement if it meets the insurance terms.

3. Supplementary payment policy of medical insurance

Although the basic medical insurance policy does not include cosmetic surgery, in some specific cases, some of the cost burden can be reduced through the reimbursement of medical insurance.

For example, when patients need to do some plastic surgery to repair trauma or congenital malformations and other problems, they can, with the diagnosis and advice of doctors, negotiate with the medical insurance department and apply for supplementary payment of medical insurance to reduce part of the cost burden.

4. Direct payment policy

For some projects of Nanning Oriental Medical Beauty Hospital, due to the high-tech and special materials used, they do not meet the reimbursement requirements of basic medical insurance and commercial insurance. Therefore, this part of the cost needs to be paid in full by the patient himself.

Before choosing Nanning Oriental Medical Beauty Hospital for cosmetic surgery, patients need to know the relevant expenses in advance, and clarify their own payment ability and budget, so as to make reasonable decisions.

summary

The medical insurance reimbursement policy of Nanning Oriental Medical Beauty Hospital mainly focuses on commercial insurance and compensation payment under some special circumstances. Most of the costs of cosmetic surgery need to be fully paid by the patients themselves. Therefore, before choosing Nanning Oriental Medical Beauty Hospital for cosmetic surgery, patients need to understand the relevant cost policies in advance so as to make a wise decision.