Can Jinhua Ruili Medical Beauty Clinic reimburse medical insurance?
Jinhua Ruili Medical Beauty Clinic is a professional beauty clinic located in Jinhua City, which provides various cosmetic and plastic services. Many people are concerned about whether they can use medical insurance to reimburse the beauty items they have done in Ruili Medical Beauty Clinic. The following will elaborate on whether Ruili Medical Beauty Clinic can reimburse medical insurance from four aspects.
1. Reimbursement scope and policy
According to the national medical insurance policy, the scope of medical insurance reimbursement mainly includes disease treatment, rehabilitation care and drug expenses. At present, cosmetic and plastic items are not covered by medical insurance reimbursement. Therefore, the beauty project of Jinhua Ruili Medical Beauty Clinic cannot be reimbursed through medical insurance.
In addition, according to the Law of the People's Republic of China on Social Medical Insurance, medical insurance reimbursement items must have medical functions such as treatment, rescue, rehabilitation, etc., while beauty and plastic surgery items are mainly based on the purpose of beauty and appearance improvement, not to treat diseases, so they cannot meet the conditions for medical insurance reimbursement.
To sum up, according to the national medical insurance policy, the beauty project of Jinhua Ruili Medical Beauty Clinic cannot be reimbursed through medical insurance.
2. Difference between self funded projects and medical insurance projects
For beauty and plastic surgery projects, some projects can be carried out at one's own expense, and there is a difference between self funded projects and medical insurance projects.
The self funded project refers to the project carried out by the patient at his own expense, which does not involve the reimbursement and undertaking of medical insurance. The medical insurance item refers to that patients pay a certain proportion of expenses through medical insurance, and the medical insurance part reimburses the remaining expenses under the condition that medical insurance regulations are met.
In Jinhua Ruili Medical Beauty Clinic, some beauty projects can be carried out at your own expense, such as injection beauty, water light needle, etc. Patients can choose whether to carry out self funded beauty projects according to their own needs.
3. Other insurance reimbursement
Although the medical insurance cannot reimburse the beauty items of Jinhua Ruili Medical Beauty Clinic, some commercial medical insurance may include the reimbursement scope of beauty and plastic surgery items.
Some commercial medical insurance may provide insurance coverage for beauty and plastic surgery projects. Patients can consult the insurance company they have purchased to find out whether the reimbursement scope of beauty projects is included. If the regulations of the insurance company are met, the patient can reimburse the beauty project of Jinhua Ruili Medical Beauty Clinic through commercial medical insurance.
4. Matters needing attention
In the case of choosing cosmetic and plastic items and hoping to be reimbursed, patients need to pay attention to the following points.
First of all, patients need to know in detail whether the medical insurance they purchased includes the reimbursement scope of beauty and plastic surgery items. If yes, they need to know the specific reimbursement proportion and restrictions.
Secondly, when choosing cosmetic and plastic surgery clinics, we should also select and compare hospitals to ensure that the selected hospitals have legal qualifications and professional skills to ensure safety and effectiveness.
Finally, patients should fully understand the risks and effects of surgery when carrying out cosmetic and plastic projects to ensure that they can make wise decisions.
Summary
To sum up, the beauty items of Jinhua Ruili Medical Beauty Clinic cannot be reimbursed through medical insurance. However, some beauty projects can be carried out at one's own expense; In addition, some commercial medical insurance may include the reimbursement scope of cosmetic surgery projects. Patients can consult the insurance company for details. When choosing cosmetic and plastic surgery projects, patients need to pay attention to the details of medical insurance and insurance they have purchased, and choose a hospital with legal qualifications and professional technology for surgery.
