Can Nantong Shenmei Medical Beauty Clinic reimburse medical insurance?
Nantong Shenmei Medical Beauty Clinic is a professional beauty hospital located in Nantong City, providing various cosmetic surgery and non-surgical beauty projects. For many patients, an important question is whether the services provided by Nantong Shenmei Medical Beauty Clinic can be reimbursed for medical insurance? The following will elaborate on this from several aspects.
Medical insurance policies and regulations
First of all, we need to understand the medical insurance policies and regulations in order to know whether the beauty clinic of Nantong Shenmei Medical can reimburse medical insurance. According to China's current medical insurance policy, medical insurance can only reimburse medical expenses for treating diseases or diseases, excluding cosmetic surgery and non-surgical cosmetic items.
Cosmetic plastic surgery and non-surgical beauty projects are mostly considered as cosmetic surgery, and there is no need to treat diseases. Therefore, according to the medical insurance policy, these items are not included in the reimbursement scope of medical insurance.
In addition, according to the announcement of the National Health Commission of the Ministry of Civil Affairs of the People's Republic of China, the Technical Service Specification for Medical Beauty clearly stipulates the scope of medical beauty technology, which also clearly indicates that medical beauty belongs to the non medical insurance category.
The possibility of expanding the scope of medical insurance
However, although there is no provision for reimbursement of cosmetic surgery and non-surgical beauty items in the current medical insurance policy, there are also some items that can be considered as means of treatment and prevention of diseases, which may be included in the medical insurance category.
For example, for facial deformation caused by some diseases, repair surgery can be regarded as a treatment method and can be included in the medical insurance category. If the items provided by Nantong Shenmei Medical Beauty Clinic can be identified as a means of treating and preventing diseases, then there may be some expenses that can be reimbursed for medical insurance.
However, this requires consultation and approval between the hospital and the medical insurance department, and the results will vary depending on the region and the specific situation.
Self funded and commercial medical insurance
If the patient chooses to carry out cosmetic surgery or non-surgical beauty projects in Nantong Shenmei Medical Beauty Clinic, without considering medical insurance reimbursement, then the patient can choose to pay at his own expense.
In addition, some commercial medical insurance companies may also provide insurance reimbursement for cosmetic surgery and non-surgical beauty projects, but they need to purchase additional corresponding insurance products, and the specific insurance amount and scope also need to be consulted and understood according to different commercial medical insurance companies.
Summary
To sum up, in most cases, the medical insurance cannot be reimbursed for the services provided by the beauty clinic of Nantong Shenmei Medical. According to the medical insurance policies and regulations, most cosmetic surgery and non-surgical beauty projects are considered as cosmetic surgery, which is not included in the reimbursement scope of medical insurance. However, if the project can be included in the medical insurance category, there is a certain possibility. Patients can choose to pay at their own expense or purchase additional commercial medical insurance products to obtain insurance reimbursement.
