Can Lhasa Esther Medical Beauty Hospital reimburse medical insurance?
Medical insurance reimbursement is a concern of many people, which involves personal financial burden. Lhasa Esther Medical Beauty Hospital, as a well-known medical beauty organization, whether it can reimburse medical insurance is the focus of many people's attention. The following is a detailed description of whether Lhasa Esther Medical Beauty Hospital can reimburse medical insurance from four aspects: medical insurance policy, hospital qualification, medical beauty projects and specific reimbursement.
1、 Medical insurance policy
According to the medical insurance policy issued by the National Health Commission, the scope of medical insurance mainly includes basic medical insurance, serious disease insurance, work-related injury insurance, maternity insurance and new rural cooperative medical system. According to these policies, we can draw the conclusion that medical insurance only reimburses treatment and rehabilitation items, but not beauty items.
Medical cosmetology is a voluntary consumption behavior, mainly including cosmetic surgery, skin care, anti-aging and other items, which is not directly related to disease treatment. Therefore, according to the medical insurance policy, the beauty project of Lhasa Esther Medical Beauty Hospital cannot be reimbursed for medical insurance.
2、 Hospital qualification
Lhasa Esther Medical Beauty Hospital, as a formal medical beauty institution, meets the relevant requirements in terms of hospital qualification. The hospital has a qualified medical beauty practice license and business license, which have been reviewed by the health department and are qualified to provide medical beauty services.
Although the hospital has a legal license, this does not mean that the medical insurance can reimburse the beauty items it provides. Because medical insurance is for reimbursement of disease treatment and rehabilitation services, not for beauty services. Therefore, even if the hospital is qualified, it cannot guarantee that the beauty items it provides can be reimbursed for medical insurance.
3、 Medical beauty project
Lhasa Esther Medical Beauty Hospital provides a variety of beauty projects, including facial plastic surgery, body shaping, laser wrinkle removal, etc. Although these projects can improve personal appearance and beauty image, they do not involve the treatment and rehabilitation of diseases.
According to the medical insurance policy, only medical expenses, drug expenses, examination expenses, hospitalization expenses and other items directly related to diagnosis, treatment and rehabilitation can be reimbursed, while beauty items are not included in this scope. Therefore, the beauty project of Lhasa Esther Medical Beauty Hospital cannot be reimbursed through medical insurance.
4、 Specific reimbursement
It is understood that the medical beauty project has not been included in the reimbursement scope of Lhasa medical insurance. Therefore, not only Lhasa Esther Medical Beauty Hospital, but also other medical beauty institutions cannot reimburse such items through medical insurance.
For those who need cosmetic surgery or other cosmetic projects, they can choose commercial medical insurance, especially commercial medical insurance for beauty. These commercial insurances usually cover beauty projects, reducing personal financial burden to a certain extent.
Summary
In a word, the beauty project of Lhasa Esther Medical Beauty Hospital cannot be reimbursed for medical insurance. This is because the medical insurance policy stipulates that only items directly related to disease treatment and rehabilitation can be reimbursed through medical insurance. Although Lhasa Esther Medical Beauty Hospital is legally qualified, the beauty items provided by the hospital are not within the scope of medical insurance reimbursement. Therefore, for those who want to do medical beauty, it is recommended to choose commercial medical insurance to reduce their personal financial burden.
