Reimbursement of medical insurance by Shanghai Huamei Medical Beauty Hospital
Shanghai Huamei Medical Beauty Hospital, as a well-known beauty medical institution, has attracted much attention. Many people will consider whether medical insurance can be used for expense reimbursement when choosing a beauty hospital. Next, we will elaborate on the medical insurance reimbursement of Shanghai Huamei Medical Beauty Hospital from several aspects.
1. What is medical insurance?
Medical insurance, namely medical insurance, refers to the social security system established by the state or local government. Its purpose is to guarantee the payment of medical expenses of the insured in the process of medical treatment and rehabilitation by sharing the responsibility for the payment of medical expenses. Medical insurance is divided into three categories: basic medical insurance for urban employees, basic medical insurance for urban and rural residents, and new rural cooperative medical care. It is different according to the different identities of the insured and the different situations in the region.
For beauty hospitals, in general, medical insurance can only reimburse the disease treatment expenses specified by the basic medical insurance. Therefore, beauty care is a self funded project, and generally cannot be reimbursed through medical insurance.
2. Can Shanghai Huamei Medical Beauty Hospital reimburse medical insurance?
Shanghai Huamei Medical Beauty Hospital, as a professional beauty medical institution, mainly provides various cosmetic surgery and medical beauty projects. According to the medical insurance policy, cosmetic surgery and medical beauty projects generally cannot be reimbursed through medical insurance.
However, according to the official policy of Shanghai Huamei Medical Beauty Hospital, the hospital has limited medical insurance reimbursement projects, mainly including medical beauty projects under special circumstances such as reconstructive breast surgery and scar repair surgery. For other general cosmetic surgery and non therapeutic medical beauty projects, Shanghai Huamei Medical Beauty Hospital is generally unable to provide medical insurance reimbursement services.
3. Why can't beauty hospitals generally reimburse medical insurance?
The main reason why beauty hospitals are generally unable to reimburse expenses through medical insurance is that cosmetic surgery and medical beauty projects are considered to be non therapeutic and not within the scope of medical care. The basic principle of medical insurance is to provide necessary medical treatment expense reimbursement services for the insured, not including the expense reimbursement for non therapeutic beauty items.
In addition, the expense structure of beauty hospitals is also inconsistent with the reimbursement requirements of medical insurance. Medical insurance usually requires the provision of corresponding medical invoices, medical diagnosis certificates and other materials, while the cost structure of beauty hospitals generally includes surgery costs, material costs and beauty product costs, which does not meet the reimbursement requirements of medical insurance.
4. Summary
Shanghai Huamei Medical Beauty Hospital generally does not support medical insurance reimbursement. The medical insurance can only reimburse the cost of disease treatment stipulated by the basic medical insurance, while cosmetic surgery and medical beauty projects are generally regarded as non therapeutic. Although Shanghai Huamei Medical Beauty Hospital has limited medical insurance reimbursement items, it is generally unable to provide medical insurance reimbursement services for general cosmetic surgery and non therapeutic medical beauty items. Therefore, when choosing a beauty hospital, customers need to clarify their own needs and make corresponding cost arrangements.
