Can Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital reimburse medical insurance?
Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital, as a professional plastic and aesthetic hospital, has attracted much attention for its services and expense reimbursement. In this article, we will elaborate on the medical insurance reimbursement of Qiaozhi Plastic and Cosmetic Hospital in Qinhuangdao from the aspects of medical insurance policy, medical insurance reimbursement scope, medical insurance reimbursement situation of Qiaozhi Plastic and Cosmetic Hospital in Qinhuangdao, and post-operative expense reimbursement ways.
1、 Medical insurance policy
China's medical insurance policy is formulated by the National Health and Family Planning Commission, mainly including urban medical insurance, new rural cooperative medical system, etc. According to relevant policies and regulations, plastic surgery is generally recognized as "non essential medical items" and is not covered by medical insurance reimbursement. Therefore, most of the costs of plastic surgery cannot be borne through medical insurance reimbursement.
However, according to the specific policies and regulations of different regions, plastic surgery in some special cases may be included in the medical insurance reimbursement scope, such as in the case of congenital malformation or loss of function. Therefore, whether the cost of plastic surgery can be borne by medical insurance reimbursement still needs specific analysis.
2、 Medical insurance reimbursement scope
According to the medical insurance policy, only plastic surgery that meets the following two conditions can be included in the medical insurance reimbursement scope:
1. Be able to identify the causes of dysfunction or serious impact on quality of life.
2. Plastic surgery is performed to treat, improve or restore dysfunction.
Therefore, for general plastic surgery, such as double eyelid, nose augmentation, breast augmentation, etc., in most cases, it is impossible to bear the costs through medical insurance reimbursement.
3、 Medical insurance reimbursement of Qiaozhi Plastic and Cosmetic Hospital
According to the official disclosure of Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital, the hospital has neither signed a contract with the medical insurance department nor been included in the medical insurance reimbursement. Therefore, plastic surgery in the hospital will not be included in the medical insurance reimbursement.
However, the hospital said that it would provide a detailed list of expenses according to the needs of patients, for patients to prepare reimbursement invoices. Although it is not possible to directly bear the expenses through medical insurance reimbursement, patients can still carry out plastic surgery through self funded channels, and take the initiative to apply for medical expense deduction of personal income tax according to relevant national policies, thus effectively reducing the cost burden.
4、 Postoperative expense reimbursement
In addition to the medical insurance reimbursement, Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital also provides other ways to reimburse the postoperative expenses. Patients can reimburse expenses through commercial medical insurance according to the relevant policies and regulations of their own places. Different insurance companies and insurance products may have different regulations and reimbursement standards, so patients need to understand the relevant terms in detail before selecting insurance products.
In addition, patients can also share and alleviate costs through various preferential activities and installment payments provided by Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital. By communicating with the relevant staff of the hospital, patients can learn the most suitable way to bear their own expenses.
Summary
To sum up, the plastic surgery of Qiaozhi Plastic and Cosmetic Hospital in Qinhuangdao cannot be reimbursed by medical insurance. The medical insurance policy stipulates that only plastic and cosmetic surgery that meets specific conditions can be included in the medical insurance reimbursement scope. Qinhuangdao Qiaozhi Plastic and Cosmetic Hospital recommends that patients bear the costs through self payment or commercial medical insurance, and provides various preferential activities and installment payments to help patients ease the cost pressure. Before choosing plastic surgery, patients should consider and consult comprehensively according to their personal conditions and medical insurance policies to make the wisest decision.
