Can Suzhou Kangmei Beauty Hospital reimburse medical insurance?

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Can Suzhou Kangmei Beauty Hospital reimburse medical insurance?

As a well-known beauty hospital in Suzhou, Kangmei Hospital has always been trusted and praised by patients. However, for many patients, whether medical insurance reimbursement can be used is an important issue. In this article, we will elaborate on whether Kangmei Hospital can reimburse medical insurance from the aspects of outpatient reimbursement of medical insurance, inpatient reimbursement of medical insurance, and types of medical insurance.

1、 Medical insurance outpatient reimbursement

For some common cosmetic and plastic surgery, such as double eyelid, nose augmentation, patients can choose outpatient surgery. However, for these items, medical insurance is usually not reimbursed. Because medical insurance outpatient reimbursement is mainly for the treatment of diseases, rather than cosmetic surgery. Therefore, the cosmetic outpatient surgery of Kangmei Hospital cannot be reimbursed through medical insurance.

However, there are some special exceptions. If the patient needs plastic surgery to repair the trauma, or some functional plastic surgery, such as eardrop plastic surgery, may be reimbursed through medical insurance. The patient needs to consult with the medical insurance department of the hospital before the operation.

2、 Medical insurance hospitalization reimbursement

When patients need more complicated cosmetic surgery and need to be hospitalized, can they be reimbursed through medical insurance? In fact, according to the medical insurance policy, medical insurance hospitalization reimbursement is generally only applicable to the treatment of diseases, not cosmetic surgery. Therefore, the cosmetic and plastic surgery in Kangmei Hospital cannot be reimbursed through medical insurance.

However, there are some special exceptions. If patients need reconstruction surgery to repair congenital malformations, trauma and other conditions, they may be reimbursed through medical insurance. The patient needs to consult with the medical insurance department of the hospital before the operation.

3、 Type of medical insurance

Medical insurance can be divided into urban employee medical insurance and resident medical insurance. As far as the current policy is concerned, Kangmei Hospital has not signed a contract with these two kinds of medical insurance, that is, it is not within the scope of designated medical institutions. Therefore, no matter the medical insurance for urban employees or residents, the cosmetic and plastic surgery of Kangmei Hospital cannot be reimbursed through medical insurance. If the patient chooses to carry out cosmetic surgery in Kangmei Hospital, they need to pay at their own expense.

Summary

To sum up, Kangmei Beauty Hospital is unable to apply for reimbursement through medical insurance at present. Neither cosmetic outpatient surgery nor cosmetic inpatient surgery can be reimbursed by medical insurance. This is mainly because of the restrictions of the medical insurance policy. Cosmetic plastic surgery is generally considered not to belong to the category of disease treatment. Therefore, if the patient wants to have cosmetic surgery in Kangmei Hospital, he/she needs to be prepared to pay at his/her own expense.