Can Yichun College Plastic and Cosmetic Hospital reimburse medical insurance?
Yichun College Plastic and Cosmetic Hospital is a professional plastic and aesthetic hospital located in Yichun City, Jiangxi Province, which provides various plastic and cosmetic surgery services. When considering cosmetic surgery, many people are concerned about whether medical insurance can be used for reimbursement. Next, we will introduce whether the plastic surgery hospital of Yichun University can reimburse medical insurance from four aspects.
Medical insurance policy
First of all, we need to understand the medical insurance policy on plastic surgery. According to the national medical insurance policy, the medical insurance can only reimburse the operation expenses that meet the medical needs and treat diseases. The medical insurance will not be reimbursed for the plastic surgery not required by medicine.
However, according to the introduction on the official website of Yichun College Plastic and Cosmetic Hospital, the main operations provided by the hospital include focused ultrasonic scalpel, micro plastic surgery, hyaluronic acid filling, facial skin pulling, etc., most of which belong to the scope of plastic surgery. According to the medical insurance policy, these operations do not meet the definition of medical needs, so the surgery expenses of Yichun College Plastic and Cosmetic Hospital cannot be reimbursed.
Self pay and commercial insurance
Although the surgery expenses of Yichun College Plastic and Cosmetic Hospital cannot be reimbursed by medical insurance, patients still have other ways to pay for the surgery expenses.
First, you can choose to pay at your own expense. If the patient has enough financial strength, they can choose to carry out cosmetic surgery at their own expense. Yichun College Plastic and Cosmetic Hospital provides a variety of payment methods, and patients can choose the most suitable way to pay according to their own conditions.
In addition, patients can purchase commercial insurance to pay for the operation. At present, there are some commercial insurance products specifically for plastic surgery in the market, and patients can choose to purchase corresponding insurance products according to their own needs. In this way, you can enjoy the benefits of insurance compensation when performing cosmetic surgery.
Why can't medical insurance reimburse plastic surgery
Although many people hope that the medical insurance can reimburse the cost of plastic surgery, the medical insurance policy limits this.
First of all, plastic surgery belongs to the category of non-medical needs. The purpose of medical insurance is to protect people's health and pay the expenses that meet the medical needs. Plastic surgery is mainly for beauty and improvement of appearance, which belongs to personal aesthetic needs and has no effect on curing diseases.
Secondly, if the medical insurance starts to reimburse plastic surgery, it may lead to abuse of medical insurance resources. The medical insurance resources are already strained. If all plastic and cosmetic operations can be reimbursed by medical insurance, it will further increase the burden of the medical insurance system.
Summary
To sum up, the medical insurance cannot be used for reimbursement of the operation expenses of Yichun College Plastic and Cosmetic Hospital. Although patients cannot pay for surgery through medical insurance, they can choose to pay for plastic surgery at their own expense or purchase commercial insurance. The reason why medical insurance cannot reimburse plastic surgery is that it is not for medical needs and the possibility of abusing medical insurance resources. Patients should take these factors into consideration when deciding to perform cosmetic surgery and choose the most appropriate payment method.
