Can Xi'an Meiruila Medical Beauty Hospital reimburse medical insurance?
Xi'an Meiruila Medical Beauty Hospital is a hospital focusing on medical beauty services, which has attracted many people's attention. For those who want to have cosmetic surgery, a key issue is whether they can reimburse part of the expenses through medical insurance. This article will elaborate the reimbursement of Xi'an Meiruila Medical Beauty Hospital from four aspects: medical insurance reimbursement scope, outpatient and inpatient reimbursement, special project reimbursement and personal account payment.
Medical insurance reimbursement scope
According to the national medical insurance policy, the scope of medical insurance reimbursement mainly includes disease diagnosis and treatment and medical services. However, at present, the reimbursement of medical insurance for cosmetic surgery is limited to medical necessary plastic surgery, such as the repair of congenital malformations. Therefore, ordinary cosmetic operations such as nose augmentation and breast augmentation are not covered by the medical insurance. For some unnecessary beauty items of Xi'an Meiruila Medical Beauty Hospital, medical insurance cannot be reimbursed.
In addition, for plastic surgery that needs medical insurance reimbursement, individuals must meet the age, condition and other conditions specified by the medical insurance, and be evaluated and approved by doctors before they can perform surgery and apply for reimbursement.
Outpatient and inpatient reimbursement
For the outpatient projects of Meiruila Medical Beauty Hospital, due to the limitation of medical insurance on beauty surgery, most of the projects are not included in the scope of reimbursement. Therefore, whether it is an unnecessary beauty project such as injection of face slimming needle, filler or micro plastic surgery, all the expenses shall be borne by the individual.
For patients who need hospitalization, medical insurance can reimburse part of the expenses according to the specified reimbursement ratio. However, it should be noted that although Xi'an Meiruila Medical Beauty Hospital is a medical beauty hospital, medical insurance still requires patients to meet the conditions for hospitalization, such as high surgical risk, or the need for special postoperative care. Therefore, the medical insurance may not be able to reimburse the hospitalization expenses for some routine cosmetic operations, such as double eyelid surgery and eye corner surgery.
Reimbursement of special items
Although the reimbursement scope of medical insurance is limited to cosmetic surgery, for some special items, such as research and training related to new medical cosmetic technology, medical insurance can reimburse some expenses. At the same time, if the patient has other related diseases, such as facial diseases, burns, etc., and needs plastic surgery for repair, the medical insurance can also be reimbursed to a certain extent. However, these situations need consultation and application under the guidance of doctors, and the specific reimbursement proportion and scope need to be evaluated according to the medical insurance policy.
Individual account payment
Personal account refers to the personal account of medical insurance participants, in which the funds can be used to pay part of medical expenses. For some items of Xi'an Meiruila Medical Beauty Hospital that cannot be reimbursed by medical insurance, personal account can be used as a payment method. The amount of the individual account can be used according to the actual situation of the insured. However, it should be noted that the expenses paid by the individual account cannot exceed the actual expenses of the project, and it is necessary to ensure that there is sufficient balance in the individual account.
To sum up, not all cosmetic operations of Xi'an Meiruila Medical Beauty Hospital can be reimbursed through medical insurance. The medical insurance only reimburses the plastic surgery necessary for medicine, and is limited to specific conditions and scope. For some unnecessary beauty items, the patient needs to bear all the costs. Therefore, when choosing Meiruila Medical Beauty Hospital for cosmetic surgery, patients need to know about medical insurance reimbursement in advance and make corresponding economic preparations.
