Can Chongqing Qiduo Medical Beauty Clinic reimburse medical insurance?
Chongqing Qiduo Medical Beauty Clinic is a hospital focusing on the field of medical beauty, providing a variety of beauty medical services. Many people are confused about whether medical insurance reimbursement can be used. The following is a detailed description of whether Chongqing Qiduo Medical Beauty Clinic can reimburse medical insurance from four aspects: medical insurance policy, hospital qualification, medical insurance items and medical insurance reimbursement ratio.
Medical insurance policy
According to the Notice on Issues Related to Adjusting and Optimizing the Medical Security Policy issued by the National Health Commission, the scope of medical insurance reimbursement mainly includes disease diagnosis and treatment, surgical treatment, outpatient special examination and outpatient special treatment. According to this policy, medical beauty belongs to the non medical insurance category, so the services of Qiduo Medical Beauty Clinic are not included in the medical insurance reimbursement.
However, it should be emphasized that, according to the different medical insurance policies in different regions, some regions may have different regulations on medical beauty, so that some items can be reimbursed through medical insurance. Therefore, whether medical insurance reimbursement can be used should also refer to the local medical insurance policy.
Hospital qualification
Chongqing Qiduo Medical Beauty Clinic, as a professional medical beauty agency, has relevant medical licenses and qualifications for cosmetic surgery. However, the medical insurance has strict requirements for hospital reimbursement, requiring hospitals to have the qualification of Grade III A hospitals to participate in medical insurance reimbursement. As a medical beauty clinic, Qiduo Medical Beauty Clinic does not have the qualification of a top three hospital, so it is unable to make medical insurance reimbursement.
Medical insurance items
According to the medical insurance policy, the reimbursement scope of medical insurance mainly includes disease diagnosis and treatment and outpatient special examination and treatment items. However, medical cosmetology belongs to the category of cosmetic surgery and does not belong to the category of disease diagnosis and treatment, so it cannot be reimbursed through medical insurance. Only in some special circumstances, such as appearance damage caused by disease, may it be included in the medical insurance. Therefore, the medical beauty project of Qiduo Medical Beauty Clinic cannot be reimbursed through medical insurance.
Proportion of medical insurance reimbursement
For items within the scope of medical insurance reimbursement, the reimbursement proportion will vary according to different regions and medical insurance policies. Generally speaking, the proportion of medical insurance reimbursement is between 50% and 80%, and the rest needs to be paid at your own expense. However, because the medical beauty project is not covered by the medical insurance, there is no problem about the reimbursement ratio of medical insurance.
In general, the beauty medical projects of Chongqing Qiduo Medical Beauty Clinic cannot be reimbursed through medical insurance. This is also due to the fact that medical beauty is not covered by medical insurance and the hospital is not qualified enough. For people who want to have medical beauty, they need to bear the costs themselves. However, it needs to be reminded that when choosing a medical beauty agency, you must choose a formal and legal institution to ensure the safety of the surgical process and the reliability of the effect.
