Can the price of femtosecond surgery in Wuhan Union Medical College Hospital be combined with insurance?
Wuhan Union Medical College Hospital is a well-known comprehensive medical institution with advanced equipment and professional medical team, which is trusted by patients. Femtosecond surgery, as a modern myopia correction surgery, has attracted much attention. However, many patients have doubts about the price of surgery and insurance reimbursement. This article will elaborate from the price of femtosecond surgery, insurance reimbursement method, insurance reimbursement scope and advantages, and how to use insurance combined with femtosecond surgery.
1、 The price of femtosecond surgery
Femtosecond surgery is a high precision, low trauma myopia correction surgery, so the price is high. The price of femtosecond surgery in Wuhan Union Medical College Hospital ranges from 15000 yuan to 20000 yuan. The specific charging standard needs to be confirmed according to the patient's condition and the choice of surgery. When consulting, patients can fully communicate with doctors to understand the operation cost and the service content included.
The price of femtosecond surgery is relatively high, but patients can choose to pay in installments, which will not cause excessive economic pressure at one time. At the same time, in some specific holidays or activities held by the hospital, corresponding preferential prices will also be introduced, so that more people can enjoy the convenience of femtosecond surgery.
In addition to the cost of surgery, patients also need to consider the cost of re examination after surgery and related drug costs. When choosing femtosecond surgery, the cost of the whole treatment process should be comprehensively considered to avoid economic burden.
2、 Insurance reimbursement method
At present, some commercial insurance companies have included femtosecond surgery into the scope of medical insurance reimbursement. When purchasing medical insurance, patients can choose an insurance plan that includes ophthalmic surgery, so that the surgery costs can be paid through insurance reimbursement.
Before purchasing insurance, patients need to carefully read the terms of the insurance contract to understand the insurance reimbursement policy of the insurance company for femtosecond surgery, including reimbursement proportion, reimbursement limit, self payment part, etc., so as to avoid disputes.
3、 Insurance reimbursement scope and advantages
Generally, the insurance company's reimbursement scope for femtosecond surgery includes surgery expenses, post surgery reexamination expenses and related drug expenses. Patients can apply to the insurance company for reimbursement and pay according to the proportion specified in the insurance contract.
The benefit of insurance reimbursement is that it can reduce the economic burden of patients, especially when the operation costs are high. Before the operation, patients can consult the customer service of the insurance company to understand the insurance reimbursement policy and procedure requirements, so that they can successfully carry out insurance reimbursement after the operation.
4、 Use of insurance combined with femtosecond surgery
When using insurance combined with femtosecond surgery, patients need to pay attention to the following points. First of all, when purchasing an insurance plan, you should choose the insurance items that meet your needs, including the reimbursement scope and insurance amount of eye surgery. Secondly, consult the doctor about the operation expenses before the operation to understand the specific reimbursement situation, so as to avoid unnecessary economic pressure. Finally, after the operation, the patient should prepare relevant reimbursement materials according to the requirements of the insurance company, and conduct insurance reimbursement according to the specified time and procedures.
To sum up, the price of femtosecond surgery in Wuhan Union Medical College Hospital is generally between 15000 yuan and 20000 yuan, which can be paid by installment. Some commercial insurance companies have included femtosecond surgery into the reimbursement scope, and patients can purchase insurance plans that include ophthalmic surgery for payment. Insurance reimbursement can reduce the financial pressure of patients, but patients need to carefully understand the terms of the insurance contract and reimbursement policies, and make reimbursement according to the specified procedures.
