105 Test tube baby expenses
Test tube baby is an assisted reproductive technology, which is suitable for many infertile patients. However, the cost of IVF is a key issue, which will affect the economic affordability of patients. Therefore, it is very important to understand the expenses of IVF and the medical insurance reimbursement policy.
1. Cost composition of IVF
The cost of IVF mainly includes medical examination fee, medicine fee, operation fee and auxiliary fee. Medical examination expenses include preliminary examination, endocrine examination, genetic examination, etc. Drug expenses include ovulation promoting drugs, follicular development promoting drugs during fertilized egg transfer, etc. Operation expenses include egg retrieval and embryo implantation operations, and auxiliary expenses mainly include hospitalization expenses, anesthesia expenses, obstetric expenses, etc.
In Beijing, the cost of IVF project carried out by a well-known hospital is roughly as follows:
-Medical examination fee: about 5000-8000 yuan.
-Drug cost: It is determined according to individual conditions, generally about 6000-10000 yuan.
-Operation cost: about 20000-30000 yuan.
-Auxiliary expenses: vary according to the number of days in hospital and needs during treatment.
2. Medical insurance reimbursement policy
For the expenses of IVF, the specific conditions of the medical insurance reimbursement policy will vary from region to region and from hospital to hospital. Some local medical insurance policies have clear reimbursement provisions for IVF, while others do not have corresponding reimbursement policies.
Taking Beijing as an example, the current medical insurance policy of Beijing has certain reimbursement policies for IVF. When enjoying IVF treatment, patients can make corresponding reimbursement according to the medical insurance policy. The specific reimbursement proportion and amount shall be determined according to the local medical insurance policy.
3. Social assistance and hospital subsidies
Some places have also set up corresponding social assistance and hospital subsidy policies to help poor families obtain IVF treatment opportunities. These relief and subsidies are mainly for patients with financial difficulties, which can reduce their economic pressure to a certain extent.
In addition, some hospitals will also give certain expense subsidies according to the actual situation of patients. The amount of these subsidies varies according to the situation of hospitals and individuals. Patients can consult the hospital about the relevant cost subsidy policy before seeing the doctor.
4. Comprehensive cost assessment
The cost of IVF includes not only medical expenses, but also other expenses of patients in the whole process, such as transportation, accommodation, food, etc. Therefore, patients need to take these factors into consideration when evaluating the cost of IVF.
Summary
The cost of IVF mainly includes medical examination fee, medicine fee, operation fee and auxiliary fee. The medical insurance reimbursement policy varies from region to region and hospital, and some places have corresponding social assistance and hospital subsidy policies. When deciding to carry out IVF treatment, it is suggested that patients should consider the cost factors comprehensively and communicate with the hospital in detail to understand the relevant costs and policies so as to make a wise decision.
