How to get expense reimbursement from the third generation of test tube babies at Shanda
The Affiliated Hospital of Shandong University is the leading unit in the research of three generations of IVF technology in Shandong Province, providing hope for many infertile patients. However, many patients are worried about the economic burden due to the high cost of treatment of third-generation IVF. Fortunately, at present, medical insurance has covered part of the cost of third-generation IVF. This article will introduce in detail the method of obtaining expense reimbursement in the third generation IVF of Shanda, as well as the scope and conditions of medical insurance coverage.
1. Coverage of medical insurance
According to the regulations of Shandong Medical Insurance Bureau, the medical insurance coverage includes the diagnosis and treatment costs of three generations of IVF. It includes the following items:
1) Artificial insemination of fallopian tubes: the medical insurance can reimburse the expenses of artificial insemination of fallopian tubes, including basic examination expenses, drug expenses and operation expenses.
2) Test tube baby: the medical insurance can reimburse the costs of the whole process of test tube baby, including ultrasonic examination fees, oviduct egg taking fees, sperm culture fees, embryo culture fees, embryo transfer fees, etc.
It should be noted that the medical insurance has certain restrictions on the reimbursement of the third generation IVF, which will be described in detail below.
2. Conditions for medical insurance reimbursement
In order to obtain medical insurance reimbursement, patients need to meet the following conditions:
1) Legal resident status: The patient needs to have legal resident status, including residence registration, resident identity card, etc.
2) For outpatient reimbursement, medical expense invoices shall be provided: in the process of third-generation IVF treatment, if outpatient treatment is required, patients need to prepare relevant medical expense invoices.
3) Medical insurance at the place of medical treatment: patients need to participate in medical insurance at the place of medical treatment in Shandong Province and pay corresponding social insurance premiums.
It should be emphasized that the medical insurance does not fully reimburse the expenses of all third-generation IVF babies, and the specific reimbursement proportion and amount shall be subject to the local medical insurance policy.
3. How to apply for expense reimbursement
In order to obtain medical insurance expense reimbursement, patients need to apply according to the following steps:
1) Consulting doctor: Before the third generation IVF treatment, patients can consult doctors to understand the medical insurance policy and make decisions according to their own conditions.
2) Select a medical institution: select a medical institution with medical insurance cooperation in the place where the patient is to be treated, such as the Affiliated Hospital of Shandong University.
3) Handling hospitalization reimbursement procedures: if hospitalization is required, patients need to provide relevant medical insurance certification materials and apply for reimbursement procedures from the hospital.
4) Reimbursement of outpatient expenses: if outpatient treatment is required, patients need to provide medical expense invoices when they visit, and carry out reimbursement procedures according to medical insurance policies.
4. Summary
The third-generation IVF is an important treatment for many infertile patients, and the coverage of medical insurance provides financial support for patients. In the third generation of test tube babies in Shandong University, the medical insurance coverage covers the costs of tubal artificial insemination and the whole process of test tube babies. However, patients need to meet the conditions of legal resident status, providing medical expense invoices and participating in local medical insurance to apply for expense reimbursement. Finally, patients need to choose cooperative medical institutions for treatment according to the requirements of the medical insurance policy, and apply for reimbursement of expenses according to the specified steps.
In short, through the coverage of medical insurance, patients can get a certain degree of economic support, reduce the burden of three generations of IVF treatment, and bring hope and gospel to more infertile patients.
