Is breast augmentation reimbursable
Breast augmentation surgery, as a kind of cosmetic surgery, whether it can be reimbursed is a concern of many women. According to China's medical insurance policy, breast augmentation surgery is generally not considered as a necessary medical operation, so it cannot be reimbursed through medical insurance. However, under certain circumstances, some high-end medical insurance companies or commercial insurance companies may provide reimbursement services for breast augmentation surgery.
First, high-end medical insurance companies usually provide more comprehensive insurance services for high-income people, including some cosmetic surgery. These insurance companies may provide additional items of cosmetic and plastic insurance, which may include reimbursement of breast augmentation surgery. When selecting medical insurance, you can check the insurance terms to see whether the reimbursement items for breast augmentation surgery are included.
Secondly, some commercial insurance companies may also provide reimbursement services for breast augmentation surgery. Unlike medical insurance, commercial insurance is more flexible in terms of reimbursement scope and conditions. Some commercial insurance companies may provide reimbursement for cosmetic items such as nose plastic surgery, and breast augmentation surgery may also be included in the reimbursement scope. However, it should be noted that the premium of commercial insurance is relatively high, and the reimbursement amount and proportion may also be limited.
Finally, even if breast augmentation surgery cannot be reimbursed through medical insurance or commercial insurance, many hospitals provide installment payment services, which can enable patients to repay by installment and reduce economic pressure. This method can be adjusted according to the patient's economic situation, and has certain flexibility.
How to apply for reimbursement of breast augmentation surgery
If you want to reimburse breast augmentation surgery through medical insurance or commercial insurance, you need to find a suitable hospital according to the following steps:
1. Consult the insurance company: first, contact the customer service department of the insurance company to find out whether it provides reimbursement services for breast augmentation surgery. Ask about relevant insurance terms and reimbursement conditions.
2. Query hospital information: after confirming that the insurance company provides reimbursement for breast augmentation surgery, further query the hospital information cooperated with the insurance company. Insurance companies usually have a list of designated hospitals, and only those who operate in designated hospitals can enjoy reimbursement services.
3. Understand the hospital policy: contact the selected hospital to understand its reimbursement policy for breast augmentation surgery. Different hospitals may have different reimbursement conditions and procedures.
4. Submit application materials: prepare relevant application materials as required, including medical reimbursement application form, surgical expense receipt, surgical report, etc. Submit application materials according to the specified process.
Through the above steps, you can better find a suitable hospital and understand the relevant reimbursement policies and procedures, so as to improve the success rate of breast augmentation surgery reimbursement.
The real hospital provides breast augmentation surgery reimbursement service
In China, some formal cosmetic and plastic surgery hospitals will provide reimbursement services for breast augmentation surgery. The following are some real hospitals that may provide reimbursement services for breast augmentation surgery:
1. Beijing Ruijin Hospital: Ruijin Hospital is an early hospital for plastic surgery, with more plastic surgery experts and advanced equipment. The hospital provides both breast augmentation and reimbursement services.
2. Shanghai Huashan Hospital: As a comprehensive hospital, Huashan Hospital has plastic surgery and provides a variety of plastic surgery services, including breast augmentation surgery. Some commercial insurance companies may cooperate with the hospital to provide reimbursement services for breast augmentation surgery.
3. Guangzhou Beauty Hospital: Guangzhou Beauty Hospital is one of the more famous beauty and plastic surgery hospitals in Guangdong Province. It has plastic surgery and provides a variety of beauty and plastic surgery services. Ask the hospital whether it provides reimbursement services for breast augmentation surgery.
It should be noted that different hospitals may have different reimbursement conditions and procedures for breast augmentation surgery. Patients need to consult the hospital in advance to ensure that they meet the reimbursement requirements.
Summary
To sum up, in general, breast augmentation surgery cannot be reimbursed through medical insurance, but some high-end medical insurance companies or commercial insurance companies may provide reimbursement services for breast augmentation surgery. Patients can consult the insurance company to understand the reimbursement terms, contact the designated hospital to understand the reimbursement policy, and submit application materials as required to improve the success rate of breast augmentation surgery reimbursement. In addition, some real hospitals may provide reimbursement services for breast augmentation surgery, such as Beijing Ruijin Hospital, Shanghai Huashan Hospital and Guangzhou Beauty Hospital. Patients need to pay attention to the possible differences between different hospitals in terms of reimbursement conditions and requirements, and need to know in advance and meet the corresponding requirements.
