Is the price of IVF high?
IVF means that the fertilized eggs are cultured to a certain stage in the laboratory and then transplanted into the mother's uterus through artificial assisted reproduction technology. Because of the relatively high success rate of IVF, it is welcomed by many infertile couples. However, because IVF needs a series of complex medical operations and technical support, its price is relatively high. Here we will discuss the price of IVF and whether it can be paid in installments.
Hospital expenses
The price of IVF mainly includes hospital expenses and subsequent personal expenses. In China, some well-known hospitals such as Peking Union Medical College Hospital and Ruijin Hospital affiliated to Shanghai Jiaotong University School of Medicine have IVF services. The IVF programs provided by these hospitals, including the first diagnosis fee, drug fee, surgery fee and follow-up review fee, cost 150000 to 300000 yuan in total. The prices of different hospitals vary greatly, and the prices of some well-known hospitals are relatively high.
In addition, there are other costs to consider, such as parking fees, accommodation fees, etc. Because IVF babies need to go to the hospital for treatment many times, these additional costs will also cause some pressure on the family economy.
Drug expenses
IVF needs to use a series of drugs to help regulate women's menstrual cycle, improve the quality of eggs and increase the possibility of pregnancy. These drugs are expensive, including some basic ovulation promoting drugs, estrogen drugs, follicle stimulating hormone drugs, etc. The type and dosage of drugs used vary according to individual constitution and specific treatment plan.
The drug cost is a major part of the cost of IVF. According to different schemes, the average price ranges from 50000 yuan to 100000 yuan. Moreover, due to the different physique and treatment requirements of each person, there may be adjustment of drug dosage, leading to changes in costs.
Other personal expenses
In addition to hospital costs and drug costs, the personal expenses of IVF also include a series of follow-up examination costs, maternal examination costs, diagnostic costs, and post birth care costs. These personal expenses vary from person to person and depend on personal circumstances.
In addition, the success of IVF is not guaranteed once. It may require multiple attempts to succeed. If the treatment is not successful once, it will increase further economic burden.
Whether installment payment is allowed
For couples who are overburdened by the cost of IVF, some hospitals offer the option of installment payment. Installment payment can reduce the economic pressure caused by one-time payment, so that couples can better cope with treatment costs.
However, whether the installment payment is feasible and the specific installment method depends on the policy of the hospital. Some hospitals may provide loan services and make repayment plans according to personal conditions; Other hospitals may require one-time payment or guarantee.
In general, the price of IVF is relatively high, mainly including hospital costs and drug costs. At the same time, personal expenditure is also an important factor. Although some hospitals offer the option of installment payment, it is still necessary to judge whether it is feasible according to the specific situation. When choosing IVF, couples should fully consider the economic pressure and choose a treatment scheme suitable for their own conditions.
summary
The price of IVF is relatively high, mainly including hospital expenses, drug expenses and personal expenses. The prices of different hospitals vary greatly, and the prices of some well-known hospitals are relatively high. The drug cost is a major part of the cost of IVF. The drug cost varies according to different schemes. Personal expenses include follow-up examination fees, prenatal examination fees for pregnant women, diagnosis fees and post natal care fees for infants. Some hospitals offer the option of installment payment, but the specific installment method needs to be judged according to the hospital policy.
To sum up, the price of IVF is relatively high, but through installment payment and other ways, the economic pressure caused by one-time payment can be reduced, so that more infertile couples have the opportunity to enjoy the benefits of IVF.
