Can Beijing Junrong Yifang Medical Beauty Clinic reimburse medical insurance?
Beijing Junrong Yifang Medical Beauty Clinic, as a professional medical beauty agency, is concerned about whether medical insurance can be reimbursed. This is elaborated from four aspects below.
Medical insurance policies and regulations
First of all, we should understand the provisions of the medical insurance policy for beauty projects. According to China's medical insurance policy, except for a few special cases, general medical beauty items are not included in the scope of medical insurance. The medical insurance fund is mainly used to pay for treatment costs related to diseases, rather than cosmetic surgery to improve appearance. Therefore, from the perspective of medical insurance policy, the service fees of beauty clinics cannot be reimbursed.
However, it should be noted that there are some differences in medical insurance policies between different regions. The medical insurance policy in some regions allows some beauty items to be included in the reimbursement scope, but it is generally limited to restorative surgery or disease related plastic surgery. Therefore, whether reimbursement can be made depends on the local medical insurance policy.
Relationship between beauty items and medical insurance scope
Secondly, we need to understand the relationship between beauty items and the scope of medical insurance. Beauty items can generally be divided into two categories: medical beauty and non-medical beauty. Medical cosmetology refers to the cosmetology project conducted by professional doctors through laser, injection and other means; Non medical beauty refers to some auxiliary beauty items, such as nail, body, etc.
According to the medical insurance policy, medical beauty projects can only be included in the medical insurance scope under the guidance of doctors and under the special circumstances of patients. Non medical beauty items are generally not covered by medical insurance reimbursement. Therefore, most of the items of Junrong Yifang Medical Beauty Clinic belong to non-medical beauty and are not applicable to medical insurance reimbursement.
Designated hospitals for medical insurance
Medical insurance reimbursement involves the selection of medical institutions. In China, designated hospitals for medical insurance refer to medical institutions that have been audited by the medical insurance department, have a high level of medical technology and service quality, and comply with relevant regulations. Under normal circumstances, only the medical expenses of visiting designated hospitals can be reimbursed.
As a non hospital institution, Junrong Yifang Medical Beauty Clinic is not within the scope of designated hospitals for medical insurance. Therefore, neither medical beauty nor non-medical beauty projects can be reimbursed in this clinic.
Self funded insurance and commercial insurance
For customers who want to enjoy medical insurance reimbursement, they can choose to buy self paid insurance or commercial insurance. Self funded insurance generally obtains more comprehensive medical insurance by paying extra premiums, including beauty items. Commercial insurance is a kind of commercial medical insurance. Insurance companies usually provide medical beauty insurance products according to personal needs.
Therefore, if you want to reimburse medical insurance, but need to carry out medical beauty projects, you can consider purchasing self funded insurance or commercial insurance. These insurance products can usually cover a part of medical beauty expenses, and the reimbursement scope and amount of different insurance companies will also vary.
Summary
To sum up, the service fees of Beijing Junrong Yifang Medical Beauty Clinic cannot be reimbursed for medical insurance. The medical insurance policy stipulates that medical beauty items are usually not within the scope of reimbursement; Beauty items are generally divided into medical beauty and non-medical beauty. According to the provisions of the medical insurance scope, medical beauty items have certain possibility of reimbursement; Junrong Yifang Medical Beauty Clinic is not a designated hospital for medical insurance and cannot enjoy medical insurance reimbursement; However, customers can choose to purchase self paid insurance or commercial insurance to obtain partial reimbursement of medical beauty expenses.
