Is IVF reimbursed by the country?
IVF means that the fertilized eggs are cultured and developed in vitro through artificial assisted reproduction technology, and then healthy embryos are implanted into the mother body to achieve the purpose of pregnancy and birth. Because of the high cost of IVF technology, many families want to know whether they can get the national reimbursement. This article will elaborate on whether IVF is reimbursed in four aspects.
1. National legislation and policy support on IVF technology
In China, the state has relevant legislation and policies to support the development of IVF technology. In 2001, the Technical Specifications and Operating Procedures for Artificial Reproduction of Infants and Young Children was released, which clearly stipulated the operating standards and management requirements of IVF technology. In addition, the country has also set up a number of special IVF hospitals, such as Peking Union Medical College Hospital, Ruijin Hospital affiliated to Shanghai Jiaotong University School of Medicine, etc. These hospitals have first-class IVF technology and equipment, providing guarantee for IVF surgery.
However, as far as the current policy is concerned, the state has not clearly stated the reimbursement of IVF surgery expenses. Therefore, the cost of IVF surgery is mainly borne by patients at their own expense.
2. Local governments support the development of IVF technology
Although the state has not explicitly reimbursed the cost of IVF surgery, some local governments have supported the development of IVF technology. For example, Beijing has issued relevant policies to give certain subsidies to some eligible IVF patients. Similarly, Shanghai has also provided some cost relief measures for IVF patients.
These subsidies and relief policies can relieve some economic pressure for some patients with ordinary economic conditions, and provide some help. However, it should be noted that the specific operating rules and funding sources of these policies still need to be improved.
3. Coverage of medical insurance and commercial insurance on IVF
In the cost of IVF surgery, some patients will consider obtaining certain cost compensation through medical insurance and commercial insurance. At present, medical insurance and commercial insurance in most regions do not cover the cost of IVF surgery. Because IVF technology is classified as artificial reproduction technology, rather than conventional medical procedures.
However, medical insurance and commercial insurance in some regions are already in the pilot stage, and the cost of IVF surgery has been included in the coverage. The improvement of national legislation and policies on IVF technology is expected to promote the coverage of medical insurance and commercial insurance for IVF surgery costs.
4. Status quo of patients bearing the cost of IVF surgery at their own expense
At present, most patients still need to bear the cost of IVF surgery at their own expense. According to different medical institutions and surgical schemes, the cost of IVF surgery is usually more than 100000 to 300000, which is a large financial burden for ordinary families.
It should be reminded that patients who choose IVF surgery should be careful when choosing hospitals and doctors to ensure the safety and quality of surgery. At the same time, patients can consult relevant hospitals or government departments to find out whether there are subsidy policies and funding opportunities for IVF surgery costs.
Summary
To sum up, the cost of IVF surgery is mainly borne by patients at their own expense, and the state has not clearly stated the reimbursement policy for IVF technology. However, some local governments, medical insurance and commercial insurance began to provide some support and protection for IVF technology. When patients face the choice of IVF surgery, they need to consider their own economic situation and the policy situation in different regions, and make appropriate decisions.
